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Download The List of the 100 Highest-Valued Unicorns

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The Founder's Handbook

Top 8 Personal Finance Unicorns in 2024

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The Personal Finance industry is filled with successful companies that have raised millions of dollars in VC funding that came from some of the top investors in the world.

Many of these successes have turned into unicorns — private companies worth over $1 billion.

If you want to build the next unicorn in the Personal Finance space, these 8 companies should be your inspiration.

8 Personal Finance Unicorns Companies

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1,016 Unicorns

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1) Toss

Toss

Toss is a team of talented South Koreans who started to develop mobile applications at early age. Now, they bring their experience to create the most convenient and secure financial application.

Details of the startup:

  • Valuation: $7.40B (December 2018)
  • Country: South Korea
  • City: Seoul
  • Started in: 2013
  • Founders: Seunggun Lee
  • Number of employees: 500-1,000
  • Funding: $844.20M
  • Funding rounds: 10
  • Number of investors: 22

You can find their website here.

2) CRED

CRED

CRED provides members with a single, easy-to-use platform to organize and manage all of their credit card bills. As a member, you’ll earn cash for each and every one of your payments.

Details of the startup:

  • Valuation: $6.40B (April 2021)
  • Country: India
  • City: Bengaluru
  • Started in: 2018
  • Founders: Kunal Shah
  • Number of employees: 500-1,000
  • Funding: $692.48M
  • Funding rounds: 8
  • Number of investors: 31

You can find their website here.

3) Creditas

Creditas

Creditas is a financial technology startup that connects creditworthy individuals with proprietary technology to obtain fast, simple, and competitive financing.

Details of the startup:

  • Valuation: $4.80B (December 2020)
  • Country: Brazil
  • City: Sao Paulo
  • Started in: 2012
  • Founders: Sergio Furio
  • Number of employees: 1,000-5,000
  • Funding: $867.44M
  • Funding rounds: 10
  • Number of investors: 25

You can find their website here.

4) Uala

Uala

Ualá is a fintech company that offers a financial ecosystem through an app, linked to a free international Mastercard card.

Details of the startup:

  • Valuation: $2.45B (August 2021)
  • Country: Argentina
  • City: Buenos Aires
  • Started in: 2017
  • Founders: Pierpaolo Barbieri
  • Number of employees: 1,000-5,000
  • Funding: $608.00M
  • Funding rounds: 7
  • Number of investors: 22

You can find their website here.

5) Stash

Stash

Stash is a personal finance app that combines banking, investing, and advice into one platform.

Details of the startup:

  • Valuation: $1.40B (February 2021)
  • Country: United States
  • State: New York
  • City: New York
  • Started in: 2015
  • Founders: Brandon Krieg, David Ronick, Ed Robinson
  • Number of employees: 250-500
  • Funding: $439.25M
  • Funding rounds: 10
  • Number of investors: 12

You can find their website here.

6) Happy Money

Happy Money

Financial Tools and Services for Human Happiness

Details of the startup:

  • Valuation: $1.15B (February 2022)
  • Country: United States
  • State: California
  • City: Tustin
  • Started in: 2009
  • Founders: Eden Warner, Scott Saunders
  • Number of employees: 250-500
  • Funding: $115.00M
  • Funding rounds: 7
  • Number of investors: 7

You can find their website here.

7) SmartAsset

SmartAsset

SmartAsset is an online destination for financial advice that powers SmartAdvisor, a marketplace connecting consumers to financial advisors.

Details of the startup:

  • Valuation: $1.00B (June 2021)
  • Country: United States
  • State: New York
  • City: New York
  • Started in: 2012
  • Founders: Michael Carvin, Philip Camilleri
  • Number of employees: 100-250
  • Funding: $157.62M
  • Funding rounds: 8
  • Number of investors: 25

You can find their website here.

8) WeLab

WeLab

WeLab is a Hong Kong-based online bank and consumer finance platform. It offers a full suite of end-to-end technology solutions to help financial institutions manage risk and increase yield.

Details of the startup:

  • Valuation: $1.00B (November 2017)
  • Country: Hong Kong
  • Started in: 2013
  • Founders: Aananth Solaiyappan, Frances Kang, Kelly Wong, Simon Loong
  • Number of employees: 500-1,000
  • Funding: $896.00M
  • Funding rounds: 11
  • Number of investors: 19

You can find their website here.

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