The financial technology sector is a global field with 235 unicorn startups. These companies operate across various areas including payments, banking, and wealth management.
China's Ant Group is valued at $150B, with US-based Stripe at $92B. Newer entries like Ramp, founded in 2019, have quickly reached a valuation of $32B.
Below is the full list of 235 FinTech unicorn startups at this time.
Top 10 Most Valuable FinTech Unicorns
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Get the Sheet for $50Ant Group develops technology platforms that give consumers and small businesses access to a wide range of financial services. They are best known for creating Alipay, one of the world's largest mobile and online payment platforms.
| Valuation | $150B |
| Headquarters | Hangzhou, Zhejiang, China |
| Year Founded | 2014 |
| Founders | Jack Ma |
| Funding Amount | $28.5B |
| Company Size | Enterprise Organization (5,001+) |
| Last Funding Status | Series C |
| Top Investors | Sequoia Capital, Temasek Holdings, BNP Paribas, General Atlantic, Warburg Pincus |
Stripe builds a suite of payment APIs that powers commerce for online businesses of all sizes. Their software allows companies to easily accept payments, send payouts, and manage their business operations globally.
| Valuation | $92B (Joined January 2014) |
| Headquarters | South San Francisco, California, United States |
| Year Founded | 2010 |
| Founders | John Collison |
| Funding Amount | $9.4B |
| Company Size | Enterprise Organization (5,001+) |
| Last Funding Status | Venture Round |
| Top Investors | Founders Fund, Khosla Ventures, Andreessen Horowitz, Sequoia Capital, General Catalyst |
Revolut created a financial app to handle all things money, from everyday banking to global transfers and investments. It gained popularity for its competitive currency exchange rates and making it simple to spend money abroad.
| Valuation | $75B (Joined April 2018) |
| Headquarters | London, England, United Kingdom |
| Year Founded | 2015 |
| Founders | Nikolay Storonsky, Vlad Yatsenko |
| Funding Amount | $1.9B |
| Company Size | Enterprise Organization (5,001+) |
| Last Funding Status | Undisclosed |
| Top Investors | Bond, Lakestar, Ribbit Capital, Index Ventures, Coatue |
Ripple develops blockchain infrastructure for enterprises, enabling faster and more affordable cross-border payments. Their solutions, built on the open-source XRP Ledger, also provide digital asset custody and liquidity for financial institutions.
| Valuation | $40B (Joined December 2019) |
| Headquarters | San Francisco, California, United States |
| Year Founded | 2012 |
| Founders | Arthur Britto, Chris Larsen, Jed McCaleb, Ryan Fugger |
| Funding Amount | $793.8M |
| Company Size | Large Team (251-1,000) |
| Last Funding Status | Venture Round |
| Top Investors | Abstract, Lightspeed Venture Partners, Citadel Securities, Pantera Capital, Andreessen Horowitz |
Checkout.com provides a flexible payment platform for enterprises to process transactions across the globe. They are recognized for their unified API that simplifies accepting various payment methods and helps businesses optimize their digital checkout experience.
| Valuation | $40B (Joined May 2019) |
| Headquarters | London, England, United Kingdom |
| Year Founded | 2012 |
| Founders | Guillaume Pousaz |
| Funding Amount | $1.8B |
| Company Size | Major Organization (1,001-5,000) |
| Last Funding Status | Series D |
| Top Investors | Insight Partners, Ribbit Capital, Endeavor Catalyst, Coatue, Franklin Templeton |
Ramp builds a finance automation platform that helps businesses control spending and operate more efficiently. They are known for combining corporate cards with expense management, bill pay, and accounting software into a single system.
| Valuation | $32B (Joined March 2021) |
| Headquarters | New York, New York, United States |
| Year Founded | 2019 |
| Founders | Eric Glyman, Gene Lee, Karim Atiyeh |
| Funding Amount | $3B |
| Company Size | Major Organization (1,001-5,000) |
| Last Funding Status | Series E |
| Top Investors | Khosla Ventures, Sequoia Capital, Lightspeed Venture Partners, Citi, General Catalyst |
FNZ provides a wealth management platform that integrates technology and investment services for financial institutions. This allows firms to streamline their operations and deliver personalized wealth products to their own customers.
| Valuation | $20B |
| Headquarters | London, England, United Kingdom |
| Year Founded | 2004 |
| Founders | Adrian Durham |
| Funding Amount | $5.8B |
| Company Size | Enterprise Organization (5,001+) |
| Last Funding Status | Corporate Round |
| Top Investors | Generation Investment Management, Temasek Holdings, General Atlantic, La Caisse, Raymond James |
JD Digits develops digital technologies to connect financial services with physical industries. Their work enables companies in sectors like retail to digitize their operations and provide integrated financial solutions to consumers.
| Valuation | $18B |
| Headquarters | Beijing, Beijing, China |
| Year Founded | 2013 |
| Founders | — |
| Funding Amount | CN¥34B |
| Company Size | Enterprise Organization (5,001+) |
| Last Funding Status | Series B |
| Top Investors | COFCO, Intonation Ventures, HSG, Cyber Creation Ventures (CCV), CICC |
Kraken operates a cryptocurrency exchange platform that allows users to buy, sell, and trade a wide range of digital assets. They also offer more advanced services, including staking, index products, and participation in parachain auctions.
| Valuation | $20B (Joined June 2019) |
| Headquarters | San Francisco, California, United States |
| Year Founded | 2011 |
| Founders | Jesse Powell, Michael Gronager, Thanh Luu |
| Funding Amount | $1.3B |
| Company Size | Major Organization (1,001-5,000) |
| Last Funding Status | Venture Round |
| Top Investors | Citadel, Tribe Capital, HOF Capital, Kraken, Apollo, HSG |
PhonePe built a digital payments app that simplifies money transfers and other daily transactions for millions of users. They have since expanded their offerings to include a full suite of financial services, from bill payments to insurance, all accessible on their mobile platform.
| Valuation | $15B |
| Headquarters | Andheri, Maharashtra, India |
| Year Founded | 2015 |
| Founders | Burzin Engineer, Rahul Chari, Sameer Nigam |
| Funding Amount | $3.2B |
| Company Size | Enterprise Organization (5,001+) |
| Last Funding Status | Private Equity |
| Top Investors | General Atlantic, Tiger Global Management, Tencent, Walmart, Ribbit Capital |
The Remaining 225 FinTech Unicorns
The ten most valuable companies are just a glimpse into the world of financial technology. Though the United States is home to the largest share of unicorns, founders from every continent are building important companies.
Major hubs have grown in the United Kingdom, India, and China, with dozens more startups spread across the globe. Here’s a look at all the additional unicorns shaping the world of finance.