The banking industry features 56 unicorn startups that are changing financial services worldwide. The field is headed by giants like Ant Group, with a valuation of $150 billion, and Revolut, valued at $75 billion.
Other significant companies include Brex, which has grown to a $12.3 billion valuation since its start in 2017.
Below is the full list of 56 Banking unicorn startups at this time.
Top 10 Most Valuable Banking Unicorns
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Get the Sheet for $50Ant Group operates a massive ecosystem of digital payment and financial technology services for consumers and small businesses. They are the creators of Alipay, one of the world's largest mobile payment platforms.
| Valuation | $150B |
| Headquarters | Hangzhou, Zhejiang, China |
| Year Founded | 2014 |
| Founders | Jack Ma |
| Funding Amount | $28.5B |
| Company Size | Enterprise Organization (5,001+) |
| Last Funding Status | Series C |
| Top Investors | Sequoia Capital, Temasek Holdings, BNP Paribas, General Atlantic, Warburg Pincus |
Revolut provides a financial platform designed to handle everything from daily banking to international money transfers. Their app gives users tools for foreign exchange, spending analytics, and sending money abroad.
| Valuation | $75B (Joined April 2018) |
| Headquarters | London, England, United Kingdom |
| Year Founded | 2015 |
| Founders | Nikolay Storonsky, Vlad Yatsenko |
| Funding Amount | $1.9B |
| Company Size | Enterprise Organization (5,001+) |
| Last Funding Status | Undisclosed |
| Top Investors | Bond, Lakestar, Ribbit Capital, Index Ventures, Coatue |
Brex builds a financial operating system for businesses, offering corporate cards, expense management, and business accounts. They are known for providing an integrated solution that helps companies manage their spending and financial operations in one place.
| Valuation | $12.3B (Joined October 2018) |
| Headquarters | San Francisco, California, United States |
| Year Founded | 2017 |
| Founders | Henrique Dubugras, Pedro Franceschi |
| Funding Amount | $1.7B |
| Company Size | Major Organization (1,001-5,000) |
| Last Funding Status | Venture Round |
| Top Investors | IVP, Y Combinator, Base10 Partners, Citi, Endeavor Catalyst |
N26 built a popular mobile banking platform that gives customers a fully digital bank account and debit card. Their app provides tools for budgeting, saving, and tracking spending, all designed to simplify personal finance.
| Valuation | $9.23B (Joined January 2019) |
| Headquarters | Berlin, Berlin, Germany |
| Year Founded | 2013 |
| Founders | Maximilian Tayenthal, Valentin Stalf |
| Funding Amount | $1.7B |
| Company Size | Major Organization (1,001-5,000) |
| Last Funding Status | Series E |
| Top Investors | Coatue, Plug and Play, Battery Ventures, redalpine, Insight Partners |
iCapital Network has built a leading fintech platform that powers the global marketplace for alternative investments. They connect the asset and wealth management industries, providing financial advisors and their clients with streamlined access to private market opportunities.
| Valuation | $8B |
| Headquarters | New York, New York, United States |
| Year Founded | 2013 |
| Founders | Dan Vene, John Robertshaw, Nick Veronis, Phil Pool |
| Funding Amount | $1.5B |
| Company Size | Major Organization (1,001-5,000) |
| Last Funding Status | Private Equity |
| Top Investors | Goldman Sachs, Bank of America, Apollo, BlackRock, Temasek Holdings |
Upgrade builds a fintech platform that provides mobile banking, credit, and payment products to mainstream consumers. They are known for offering accessible financial tools, like the Upgrade Card, that help people manage their money and build credit.
| Valuation | $7B (Joined February 2018) |
| Headquarters | San Francisco, California, United States |
| Year Founded | 2016 |
| Founders | Adelina Grozdanova, Jeff Bogan, Matt Wierman, Renaud Laplanche, Soul Htite, Visar Nimani |
| Funding Amount | $752M |
| Company Size | Major Organization (1,001-5,000) |
| Last Funding Status | Series G |
| Top Investors | FirstMark, Ribbit Capital, Union Square Ventures, Coatue, G Squared |
Plaid builds the underlying technology that connects thousands of financial apps to users' bank accounts. Their API platform allows developers to create services that securely access and use financial data, powering everything from personal finance tools to payment solutions.
| Valuation | $6.1B (Joined December 2018) |
| Headquarters | San Francisco, California, United States |
| Year Founded | 2013 |
| Founders | William Hockey, Zachary Perret |
| Funding Amount | $1.3B |
| Company Size | Large Team (251-1,000) |
| Last Funding Status | Venture Round |
| Top Investors | Index Ventures, BlackRock, Norwest, Andreessen Horowitz, Franklin Templeton |
Monzo offers a digital-only bank account that gives users full financial control through a single mobile app. They are widely recognized for their distinctive hot coral card and a transparent approach to banking that simplifies budgeting and saving.
| Valuation | $6B (Joined October 2018) |
| Headquarters | London, England, United Kingdom |
| Year Founded | 2015 |
| Founders | Gary Dolman, Jason Bates, Jonas Huckestein, Paul Rippon, Tom Blomfield |
| Funding Amount | $1.8B |
| Company Size | Major Organization (1,001-5,000) |
| Last Funding Status | Series I |
| Top Investors | Accel, HSG, General Catalyst, Goodwater Capital, Stripe |
Mambu offers a SaaS cloud banking platform for composing and launching modern financial products. Their technology gives financial institutions the core infrastructure needed to quickly build and scale new lending and deposit services.
| Valuation | $6B (Joined January 2021) |
| Headquarters | Amsterdam, Noord-Holland, The Netherlands |
| Year Founded | 2011 |
| Founders | Eugene Danilkis, Frederik Pfisterer, Sofia Nunes |
| Funding Amount | €387M |
| Company Size | Large Team (251-1,000) |
| Last Funding Status | Series E |
| Top Investors | Point Nine, TCV, EQT, Tiger Global Management, Bessemer Venture Partners |
C6 Bank provides a full suite of financial services, from checking accounts to investments, all accessible through its digital banking platform. They cater to both individuals and businesses with products like customizable credit cards and international accounts, positioning themselves as a modern alternative to traditional banking in Brazil.
| Valuation | $5.05B (Joined December 2020) |
| Headquarters | São Paulo, Sao Paulo, Brazil |
| Year Founded | 2018 |
| Founders | Carlos Fonseca, Leandro Torres, Luiz Calicchio, Marcelo Kalim |
| Funding Amount | $2.3B |
| Company Size | Major Organization (1,001-5,000) |
| Last Funding Status | Corporate Round |
| Top Investors | JP Morgan Chase |
The Remaining 46 Banking Unicorns
The ten most valuable companies are only part of a much bigger picture. While many are based in the United States and the United Kingdom, this growth is happening all over the globe.
Some are newer businesses, while others have been around for decades. Here’s a look at the other banking unicorns to watch in 2026.