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The Full List of 56 Banking Unicorn Startups (2026)

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The banking industry features 56 unicorn startups that are changing financial services worldwide. The field is headed by giants like Ant Group, with a valuation of $150 billion, and Revolut, valued at $75 billion.

Other significant companies include Brex, which has grown to a $12.3 billion valuation since its start in 2017.

Below is the full list of 56 Banking unicorn startups at this time.

Top 10 Most Valuable Banking Unicorns

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Ant Group operates a massive ecosystem of digital payment and financial technology services for consumers and small businesses. They are the creators of Alipay, one of the world's largest mobile payment platforms.

Valuation$150B
HeadquartersHangzhou, Zhejiang, China
Year Founded2014
FoundersJack Ma
Funding Amount$28.5B
Company SizeEnterprise Organization (5,001+)
Last Funding StatusSeries C
Top InvestorsSequoia Capital, Temasek Holdings, BNP Paribas, General Atlantic, Warburg Pincus

Revolut provides a financial platform designed to handle everything from daily banking to international money transfers. Their app gives users tools for foreign exchange, spending analytics, and sending money abroad.

Valuation$75B (Joined April 2018)
HeadquartersLondon, England, United Kingdom
Year Founded2015
FoundersNikolay Storonsky, Vlad Yatsenko
Funding Amount$1.9B
Company SizeEnterprise Organization (5,001+)
Last Funding StatusUndisclosed
Top InvestorsBond, Lakestar, Ribbit Capital, Index Ventures, Coatue

Brex builds a financial operating system for businesses, offering corporate cards, expense management, and business accounts. They are known for providing an integrated solution that helps companies manage their spending and financial operations in one place.

Valuation$12.3B (Joined October 2018)
HeadquartersSan Francisco, California, United States
Year Founded2017
FoundersHenrique Dubugras, Pedro Franceschi
Funding Amount$1.7B
Company SizeMajor Organization (1,001-5,000)
Last Funding StatusVenture Round
Top InvestorsIVP, Y Combinator, Base10 Partners, Citi, Endeavor Catalyst

N26 built a popular mobile banking platform that gives customers a fully digital bank account and debit card. Their app provides tools for budgeting, saving, and tracking spending, all designed to simplify personal finance.

Valuation$9.23B (Joined January 2019)
HeadquartersBerlin, Berlin, Germany
Year Founded2013
FoundersMaximilian Tayenthal, Valentin Stalf
Funding Amount$1.7B
Company SizeMajor Organization (1,001-5,000)
Last Funding StatusSeries E
Top InvestorsCoatue, Plug and Play, Battery Ventures, redalpine, Insight Partners

iCapital Network has built a leading fintech platform that powers the global marketplace for alternative investments. They connect the asset and wealth management industries, providing financial advisors and their clients with streamlined access to private market opportunities.

Valuation$8B
HeadquartersNew York, New York, United States
Year Founded2013
FoundersDan Vene, John Robertshaw, Nick Veronis, Phil Pool
Funding Amount$1.5B
Company SizeMajor Organization (1,001-5,000)
Last Funding StatusPrivate Equity
Top InvestorsGoldman Sachs, Bank of America, Apollo, BlackRock, Temasek Holdings

Upgrade builds a fintech platform that provides mobile banking, credit, and payment products to mainstream consumers. They are known for offering accessible financial tools, like the Upgrade Card, that help people manage their money and build credit.

Valuation$7B (Joined February 2018)
HeadquartersSan Francisco, California, United States
Year Founded2016
FoundersAdelina Grozdanova, Jeff Bogan, Matt Wierman, Renaud Laplanche, Soul Htite, Visar Nimani
Funding Amount$752M
Company SizeMajor Organization (1,001-5,000)
Last Funding StatusSeries G
Top InvestorsFirstMark, Ribbit Capital, Union Square Ventures, Coatue, G Squared

Plaid builds the underlying technology that connects thousands of financial apps to users' bank accounts. Their API platform allows developers to create services that securely access and use financial data, powering everything from personal finance tools to payment solutions.

Valuation$6.1B (Joined December 2018)
HeadquartersSan Francisco, California, United States
Year Founded2013
FoundersWilliam Hockey, Zachary Perret
Funding Amount$1.3B
Company SizeLarge Team (251-1,000)
Last Funding StatusVenture Round
Top InvestorsIndex Ventures, BlackRock, Norwest, Andreessen Horowitz, Franklin Templeton

Monzo offers a digital-only bank account that gives users full financial control through a single mobile app. They are widely recognized for their distinctive hot coral card and a transparent approach to banking that simplifies budgeting and saving.

Valuation$6B (Joined October 2018)
HeadquartersLondon, England, United Kingdom
Year Founded2015
FoundersGary Dolman, Jason Bates, Jonas Huckestein, Paul Rippon, Tom Blomfield
Funding Amount$1.8B
Company SizeMajor Organization (1,001-5,000)
Last Funding StatusSeries I
Top InvestorsAccel, HSG, General Catalyst, Goodwater Capital, Stripe

Mambu offers a SaaS cloud banking platform for composing and launching modern financial products. Their technology gives financial institutions the core infrastructure needed to quickly build and scale new lending and deposit services.

Valuation$6B (Joined January 2021)
HeadquartersAmsterdam, Noord-Holland, The Netherlands
Year Founded2011
FoundersEugene Danilkis, Frederik Pfisterer, Sofia Nunes
Funding Amount€387M
Company SizeLarge Team (251-1,000)
Last Funding StatusSeries E
Top InvestorsPoint Nine, TCV, EQT, Tiger Global Management, Bessemer Venture Partners

C6 Bank provides a full suite of financial services, from checking accounts to investments, all accessible through its digital banking platform. They cater to both individuals and businesses with products like customizable credit cards and international accounts, positioning themselves as a modern alternative to traditional banking in Brazil.

Valuation$5.05B (Joined December 2020)
HeadquartersSão Paulo, Sao Paulo, Brazil
Year Founded2018
FoundersCarlos Fonseca, Leandro Torres, Luiz Calicchio, Marcelo Kalim
Funding Amount$2.3B
Company SizeMajor Organization (1,001-5,000)
Last Funding StatusCorporate Round
Top InvestorsJP Morgan Chase

The Remaining 46 Banking Unicorns

The ten most valuable companies are only part of a much bigger picture. While many are based in the United States and the United Kingdom, this growth is happening all over the globe.

Some are newer businesses, while others have been around for decades. Here’s a look at the other banking unicorns to watch in 2026.

Unicorn StartupCountryYear FoundedAmount RaisedValuation
Qonto logo QontoFrance2016$709.5M$5B
Creditas logo CreditasBrazil2012$1.1B$5B
Lendable logo LendableUnited Kingdom2014$1.6B$5B
WeBank logo WeBankChina2014CN¥1.2B$5B
Mercury logo MercuryUnited States2017$452.2M$4B
OakNorth logo OakNorthUnited Kingdom2015$1B$3B
Backbase logo BackbaseThe Netherlands2003€120M$3B
Varo Bank logo Varo BankUnited States2015$1.1B$3B
Cross River Bank logo Cross River BankUnited States2008$908M$3B
Starling Bank logo Starling BankUnited Kingdom2014$1.1B$3B
Ualá logo UaláArgentina2017$910M$3B
Thought Machine logo Thought MachineUnited Kingdom2014$624.6M$3B
Du Xiaoman Financial logo Du Xiaoman FinancialChina2015$4.8B$3B
China UnionPay Merchant Services logo China UnionPay Merchant ServicesChina2002$318.8M$3B
Trumid logo TrumidUnited States2014$458.3M$2.4B
Greenlight logo GreenlightUnited States2014$556.5M$2.3B
Current logo CurrentUnited States2015$602.4M$2.2B
Tide logo TideUnited Kingdom2015$442.2M$2B
bunq logo bunqThe Netherlands2012€366.9M$2B
Capitolis logo CapitolisUnited States2017$337.8M$2B
Lunar logo LunarDenmark2015$513.7M$2B
Modern Treasury logo Modern TreasuryUnited States2018$183M$2B
Zilch logo ZilchUnited Kingdom2018$646M$2B
Tyme Group logo Tyme GroupSingapore2018$566.8M$2B
Toss Bank logo Toss BankSouth Korea2020$949.3M$2B
MX Technologies logo MX TechnologiesUnited States2010$450M$2B
slice logo sliceIndia2016$386.9M$2B
Jeeves Inc. logo Jeeves Inc.United States2019$443M$2B
Zeta logo ZetaUnited States2015$390M$2B
Akulaku Group logo Akulaku GroupIndonesia2016$748.1M$2B
Stash logo StashUnited States2015$666M$1.4B
Neon logo NeonBrazil2016$852.4M$1.38B
Unit logo UnitUnited States2019$169.6M$1.2B
Lead logo LeadUnited States1928$170M$1.1B
Moniepoint logo MoniepointUnited Kingdom2015$323.1M$1B
Sygnum logo SygnumSwitzerland2017$188M$1B
Maya logo MayaPhilippines2013$712M$1B
WeLab logo WeLabHong Kong2013$899.5M$1B
Satispay logo SatispayItaly2013$533.2M$1B
Bank of London logo Bank of LondonUnited Kingdom2018$184.9M$1B
stc pay logo stc paySaudi Arabia2018$200M$1B
Raisin logo RaisinGermany2012$304.9M$1B
Judo Bank logo Judo BankAustralia2016$1.8B$1B
Numbrs logo NumbrsSwitzerland1999$108.7M$1B
Yi'an Holdings logo Yi'an HoldingsChina2021CN¥2.1B$1B
MNT-Halan logo MNT-HalanEgypt2017$748.1M$1B

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