Top 41 Payments Unicorn Companies in 2022

Klarna

Klarna combines the simplicity of shopping with the speed of online payment processing to create a superior experience for your customers.

Details of the startup:

Valuation:
$45.60
B (
December 2011
)
Country:
Sweden
City:
Stockholm
Started in:
2005
Founders:
Niklas Adalberth, Sebastian Siemiatkowski, Victor Jacobsson
Industries:
E-Commerce, FinTech, Payments, Shopping
Number of employees:
5,000-10,000
Funding Amount:
$3,471.72M
Number of funding rounds:
33
Number of investors:
65

You can find their website

here

Checkout.com

Checkout.com's API allows businesses to integrate a seamless checkout experience across platforms.

Details of the startup:

Valuation:
$40.00
B (
May 2019
)
Country:
United Kingdom
City:
London
Started in:
2012
Founders:
Guillaume Pousaz
Industries:
E-Commerce, FinTech, Payments, Transaction Processing
Number of employees:
1,000-5,000
Funding Amount:
$1,830.00M
Number of funding rounds:
4
Number of investors:
12

You can find their website

here

Ripple

Ripple offers blockchain solutions to transfer money globally with speed and certainty of settlement.

Details of the startup:

Valuation:
$15.00
B (
December 2019
)
Country:
United States
City:
San Francisco
Started in:
2012
Founders:
Arthur Britto, Chris Larsen, Jed McCaleb, Ryan Fugger
Industries:
Blockchain, Cryptocurrency, FinTech, Internet, Payments
Number of employees:
500-1,000
Funding Amount:
$293.90M
Number of funding rounds:
14
Number of investors:
38

You can find their website

here

Bolt

Bolt provides a seamless end-to-end transportation experience in cities through multimodal services, including ride-hailing, food delivery and car-sharing.

Details of the startup:

Valuation:
$11.00
B (
October 2021
)
Country:
United States
City:
San Francisco
Started in:
2014
Founders:
Eric Feldman, Ryan Breslow
Industries:
E-Commerce, Fraud Detection, Mobile Payments, Payments
Number of employees:
500-1,000
Funding Amount:
$963.00M
Number of funding rounds:
11
Number of investors:
76

You can find their website

here

Rapyd

Rapyd is creating a payments platform that integrates with any app, to deliver local payment methods in one service.

Details of the startup:

Valuation:
$8.75
B (
December 2019
)
Country:
United Kingdom
City:
London
Started in:
2016
Founders:
Arik Shtilman, Arkady Karpman, Omer Priel
Industries:
Financial Services, FinTech, Mobile Payments, Payments
Number of employees:
250-500
Funding Amount:
$775.00M
Number of funding rounds:
6
Number of investors:
21

You can find their website

here

Tipalti

Tipalti delivers cloud-based solution designed to help multinational corporations manage their global payables operations.

Details of the startup:

Valuation:
$8.30
B (
October 2020
)
Country:
United States
City:
San Mateo
Started in:
2010
Founders:
Chen Amit, Oren Zeev
Industries:
Accounting, Financial Services, FinTech, Payments, Software
Number of employees:
500-1,000
Funding Amount:
$502.50M
Number of funding rounds:
9
Number of investors:
13

You can find their website

here

Razorpay

Razorpay's payment platform is a single API for accepting transactions and disbursing funds in India.

Details of the startup:

Valuation:
$7.50
B (
October 2020
)
Country:
India
City:
Bengaluru
Started in:
2013
Founders:
Harshil Mathur, Shashank Kumar
Industries:
Finance, Financial Services, FinTech, Payments
Number of employees:
1,000-5,000
Funding Amount:
$741.62M
Number of funding rounds:
9
Number of investors:
34

You can find their website

here

TripActions

TripActions is a travel management platform that helps streamline the business travel and expense process for companies.

Details of the startup:

Valuation:
$7.25
B (
November 2018
)
Country:
United States
City:
Palo Alto
Started in:
2015
Founders:
Ariel Cohen, Ilan Twig
Industries:
Business Travel, Customer Service, Payments, Software
Number of employees:
1,000-5,000
Funding Amount:
$1,040.48M
Number of funding rounds:
13
Number of investors:
21

You can find their website

here

Airwallex

Airwallex is a fintech platform that includes international payments network, global trade finance platform, and digital currency asset trading for the financial ecosystem.

Details of the startup:

Valuation:
$5.50
B (
March 2019
)
Country:
Australia
City:
Melbourne
Started in:
2015
Founders:
Jack Zhang, Jacob Dai, Lucy Yueting Liu, Max Li
Industries:
Finance, Financial Services, FinTech, Payments
Number of employees:
1,000-5,000
Funding Amount:
$802.00M
Number of funding rounds:
11
Number of investors:
20

You can find their website

here

Pleo

Pleo offers smart payment cards for employees to buy work-related products while keeping the company in control of spending.

Details of the startup:

Valuation:
$4.70
B (
July 2021
)
Country:
Denmark
City:
Copenhagen
Started in:
2015
Founders:
Jeppe Rindom, Niccolo Perra
Industries:
Financial Services, FinTech, Information Technology, Mobile Payments, Payments
Number of employees:
250-500
Funding Amount:
$428.80M
Number of funding rounds:
7
Number of investors:
10

You can find their website

here

CRED

CRED provides members with a single, easy-to-use platform to organize and manage all of their credit card bills. As a member, you’ll earn cash for each and every one of your payments.

Details of the startup:

Valuation:
$4.01
B (
April 2021
)
Country:
India
City:
Bengaluru
Started in:
2018
Founders:
Kunal Shah
Industries:
Credit Cards, Financial Services, FinTech, Payments, Personal Finance
Number of employees:
500-1,000
Funding Amount:
$692.48M
Number of funding rounds:
8
Number of investors:
31

You can find their website

here

Melio

Melio is a cloud-based payment and receivables management platform that enables businesses to manage, track, and optimize their financial flows.

Details of the startup:

Valuation:
$4.00
B (
January 2021
)
Country:
United States
City:
New York
Started in:
2018
Founders:
Ilan Atias, Matan Bar, Ziv Paz
Industries:
B2B, Financial Services, FinTech, Payments
Number of employees:
250-500
Funding Amount:
$504.00M
Number of funding rounds:
5
Number of investors:
14

You can find their website

here

ChargeBee Technologies

Chargebee provides subscription and recurring billing systems that support e-commerce and subscription businesses. Their intuitive cloud platform makes it easy for you to manage customer subscriptions, invoices, create and send marketing emails and much more.

Details of the startup:

Valuation:
$3.50
B (
April 2021
)
Country:
United States
City:
San Francisco
Started in:
2011
Founders:
KP Saravanan, Krish Subramanian, Rajaraman Santhanam, Thiyagarajan Thiyagu
Industries:
Billing, E-Commerce, Payments, SaaS, Subscription Service
Number of employees:
1,000-5,000
Funding Amount:
$468.65M
Number of funding rounds:
8
Number of investors:
7

You can find their website

here

Cedar

Cedar is a payment and engagement solution used by hospitals and medical groups.

Details of the startup:

Valuation:
$3.20
B (
March 2021
)
Country:
United States
City:
New York
Started in:
2016
Founders:
Arel Lidow, Florian Otto, Kareem Zaki
Industries:
Billing, FinTech, Health Care, Medical, Payments
Number of employees:
100-250
Funding Amount:
$350.81M
Number of funding rounds:
5
Number of investors:
17

You can find their website

here

SpotOn

SpotOn provides mobile payment technology and management system for restaurants and small businesses.

Details of the startup:

Valuation:
$3.15
B (
May 2021
)
Country:
United States
City:
San Francisco
Started in:
2017
Founders:
Doron Friedman, Matt Hyman, Zach Hyman
Industries:
Mobile Payments, Payments, Sales Automation
Number of employees:
1,000-5,000
Funding Amount:
$600.00M
Number of funding rounds:
7
Number of investors:
13

You can find their website

here

Pine Labs

Pine Labs is an Indian merchant payment platform for businesses to provide frictionless payment experiences with its customers.

Details of the startup:

Valuation:
$3.00
B (
January 2020
)
Country:
India
City:
Noida
Started in:
1998
Founders:
Rajul Garg, Tarun Upaday
Industries:
Financial Services, FinTech, Information Technology, Payments
Number of employees:
1,000-5,000
Funding Amount:
$1,077.00M
Number of funding rounds:
13
Number of investors:
25

You can find their website

here

BharatPe

BharatPe is a financial services platform that handles payments using UPI and point-of-sale (POS) terminals and provides businesses with credit or loans.

Details of the startup:

Valuation:
$2.85
B (
July 2021
)
Country:
India
City:
New Delhi
Started in:
2018
Founders:
Ashneer Grover, Bhavik Koladiya, Shashvat Nakrani
Industries:
Apps, Financial Services, FinTech, Payments, QR Codes
Number of employees:
1,000-5,000
Funding Amount:
$702.25M
Number of funding rounds:
11
Number of investors:
23

You can find their website

here

Greenlight

Greenlight is the first family-friendly debit card that allows parents monitor and set allowances for their children.

Details of the startup:

Valuation:
$2.30
B (
September 2020
)
Country:
United States
City:
Atlanta
Started in:
2014
Founders:
Johnson Cook, Timothy Sheehan
Industries:
Debit Cards, Finance, Financial Services, FinTech, Payments
Number of employees:
250-500
Funding Amount:
$556.50M
Number of funding rounds:
6
Number of investors:
29

You can find their website

here

GoCardless

GoCardless is a payment company that makes collecting payments by direct debit easy for everyone.

Details of the startup:

Valuation:
$2.10
B (
February 2022
)
Country:
United Kingdom
City:
London
Started in:
2011
Founders:
Hiroki Takeuchi, Matt Robinson, Tom Blomfield
Industries:
Financial Services, FinTech, Payments
Number of employees:
500-1,000
Funding Amount:
$529.32M
Number of funding rounds:
10
Number of investors:
18

You can find their website

here

PayFit

PayFit offers technology that simplifies and automates payroll and HR processes for small and medium-sized businesses.

Details of the startup:

Valuation:
$2.10
B (
January 2022
)
Country:
United Kingdom
City:
London
Started in:
2016
Founders:
Firmin Zocchetto, Florian Fournier, Ghislain de Fontenay
Industries:
Employee Benefits, Human Resources, Payments, SaaS
Number of employees:
500-1,000
Funding Amount:
$497.24M
Number of funding rounds:
6
Number of investors:
15

You can find their website

here

Chipper Cash

Chipper Cash is a fintech company that specializes in mobile cross-border money transfers.

Details of the startup:

Valuation:
$2.00
B (
June 2021
)
Country:
United States
City:
San Francisco
Started in:
2017
Founders:
Ham Serunjogi, Maijid Moujaled
Industries:
Financial Services, FinTech, Mobile Apps, Mobile Payments, Payments
Number of employees:
100-250
Funding Amount:
$302.60M
Number of funding rounds:
6
Number of investors:
21

You can find their website

here

Clip

Clip is a payment terminal that enables businesses to accept all electronic payment methods with ease.

Details of the startup:

Valuation:
$2.00
B (
June 2021
)
Country:
Mexico
City:
Mexico City
Started in:
2012
Founders:
Adolfo Babatz, Vilash Poovala
Industries:
E-Commerce, FinTech, Mobile, Mobile Payments, Payments
Number of employees:
250-500
Funding Amount:
$397.36M
Number of funding rounds:
10
Number of investors:
16

You can find their website

here

Modern Treasury

Modern Treasury offers a payment operations platform used to simplify and modernize business payments.

Details of the startup:

Valuation:
$2.00
B (
October 2021
)
Country:
United States
City:
San Francisco
Started in:
2018
Founders:
Dimitri Dadiomov, Matthew Marcus, Sam Aarons
Industries:
Banking, Finance, FinTech, Payments
Number of employees:
10-50
Funding Amount:
$133.12M
Number of funding rounds:
4
Number of investors:
10

You can find their website

here

Zilch

Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted.

Details of the startup:

Valuation:
$2.00
B (
November 2021
)
Country:
United Kingdom
City:
London
Started in:
2018
Founders:
Philip Belamant
Industries:
Banking, Financial Services, FinTech, Payments
Number of employees:
100-250
Funding Amount:
$339.20M
Number of funding rounds:
5
Number of investors:
6

You can find their website

here

Spendesk

Spendesk is a smart spend management software designed for both finance teams and employees.

Details of the startup:

Valuation:
$1.50
B (
January 2022
)
Country:
France
City:
Paris
Started in:
2015
Founders:
Jordane Giuly, Rodolphe Ardant, Thibaud Elziere
Industries:
B2B, Credit Cards, Financial Services, FinTech, Payments, SaaS, Software
Number of employees:
250-500
Funding Amount:
$300.34M
Number of funding rounds:
7
Number of investors:
23

You can find their website

here

Justworks

Justworks provides essential human-centric benefits, payroll, HR, and employee engagement software for small businesses.

Details of the startup:

Valuation:
$1.43
B (
January 2020
)
Country:
United States
City:
New York
Started in:
2012
Founders:
Iris Ramos, Isaac Oates
Industries:
B2B, Compliance, Employee Benefits, Health Insurance, Human Resources, Internet, Payments, Software
Number of employees:
500-1,000
Funding Amount:
$143.00M
Number of funding rounds:
6
Number of investors:
15

You can find their website

here

Incode Technologies

Incode Technologies is a real-life verification company that specializes in omnichannel biometric identity.

Details of the startup:

Valuation:
$1.25
B (
December 2021
)
Country:
United States
City:
San Francisco
Started in:
2015
Founders:
Ricardo Amper
Industries:
Biometrics, FinTech, Identity Management, Payments
Number of employees:
100-250
Funding Amount:
$255.00M
Number of funding rounds:
4
Number of investors:
12

You can find their website

here

Happy Money

Financial Tools and Services for Human Happiness

Details of the startup:

Valuation:
$1.15
B (
February 2022
)
Country:
United States
City:
Tustin
Started in:
2009
Founders:
Eden Warner, Scott Saunders
Industries:
Finance, Financial Services, FinTech, Payments, Personal Finance
Number of employees:
250-500
Funding Amount:
$115.00M
Number of funding rounds:
7
Number of investors:
7

You can find their website

here

Fundbox

Fundbox is an AI-powered financial platform for small businesses.

Details of the startup:

Valuation:
$1.10
B (
November 2021
)
Country:
United States
City:
Plano
Started in:
2013
Founders:
Eyal Shinar, Tomer Michaeli, Yuval Ariav
Industries:
B2B, Financial Services, FinTech, Payments, Software
Number of employees:
250-500
Funding Amount:
$553.50M
Number of funding rounds:
8
Number of investors:
35

You can find their website

here

EBANX

EBANX is a financial services company that specializes in creating customized digital solutions for any retailer.

Details of the startup:

Valuation:
$1.00
B (
October 2019
)
Country:
Brazil
City:
Curitiba
Started in:
2012
Founders:
Alphonse Voigt, João Del Valle, Wagner Ruiz
Industries:
E-Commerce, Financial Services, FinTech, Payments
Number of employees:
500-1,000
Funding Amount:
$460.00M
Number of funding rounds:
3
Number of investors:
3

You can find their website

here

Clara

Spend management from start to finish for Latin American businesses.

Details of the startup:

Valuation:
$1.00
B (
December 2021
)
Country:
Mexico
City:
Mexico City
Started in:
2020
Founders:
Diego Garcia, Gerry Giacoman Colyer, Guilherme Penna
Industries:
B2B, Banking, Credit Cards, Enterprise Software, Payments
Number of employees:
100-250
Funding Amount:
$108.50M
Number of funding rounds:
6
Number of investors:
43

You can find their website

here

Freshbooks

FreshBooks is a software company that provides cloud-based accounting software for small and medium-sized businesses.

Details of the startup:

Valuation:
$1.00
B (
August 2021
)
Country:
Canada
City:
Toronto
Started in:
2004
Founders:
Levi Cooperman, Michael McDerment
Industries:
Accounting, FinTech, Payments, Small and Medium Businesses, Software
Number of employees:
250-500
Funding Amount:
$203.75M
Number of funding rounds:
7
Number of investors:
11

You can find their website

here

C2FO

C2FO is a leading provider of business financial management software. Its cloud-based platform helps businesses of all sizes increase cash flow and manage their accounts payable and accounts receivable in real time.

Details of the startup:

Valuation:
$1.00
B (
August 2019
)
Country:
United States
City:
Leawood
Started in:
2008
Founders:
Alexander C. Kemper, Pete Thomas
Industries:
B2B, Enterprise Software, Financial Services, Payments
Number of employees:
250-500
Funding Amount:
$474.68M
Number of funding rounds:
9
Number of investors:
14

You can find their website

here

Flutterwave

Flutterwave is a global payment technology that helps banks and other financial institutions process cross-border payments at speeds and scale.

Details of the startup:

Valuation:
$1.00
B (
March 2021
)
Country:
United States
City:
San Francisco
Started in:
2016
Founders:
Iyinoluwa Aboyeji, Olugbenga Agboola
Industries:
Financial Services, FinTech, Payments
Number of employees:
250-500
Funding Amount:
$474.71M
Number of funding rounds:
11
Number of investors:
48

You can find their website

here

MobiKwik

MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.

Details of the startup:

Valuation:
$1.00
B (
October 2021
)
Country:
India
City:
Haryana
Started in:
2009
Founders:
Bipin Singh, Chandan Joshi, Upasana Taku
Industries:
Consumer Lending, Financial Services, FinTech, Lending, Mobile Payments, Payments, Wealth Management
Number of employees:
250-500
Funding Amount:
$248.96M
Number of funding rounds:
16
Number of investors:
27

You can find their website

here

MobileCoin

MobileCoin is a cryptocurrency platform that provides anti-fraud services and payment systems for merchants.

Details of the startup:

Valuation:
$1.00
B (
July 2021
)
Country:
United States
City:
San Francisco
Started in:
2018
Founders:
Joshua Goldbard
Industries:
Cryptocurrency, FinTech, Mobile, Payments
Number of employees:
10-50
Funding Amount:
$108.03M
Number of funding rounds:
4
Number of investors:
30

You can find their website

here

NIUM

Nium is a global payments platform redefining how consumers and businesses can send, spend, and receive funds around the world.

Details of the startup:

Valuation:
$1.00
B (
July 2021
)
Country:
Singapore
City:
Started in:
2014
Founders:
Michael Bermingham, Prajit Nanu, Pratik Gandhi
Industries:
Finance, Financial Services, FinTech, Payments, Transaction Processing
Number of employees:
250-500
Funding Amount:
$259.10M
Number of funding rounds:
8
Number of investors:
23