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The global payments landscape is defined by both established giants and specialized newcomers. Companies like Stripe lead the way, having raised $9.4 billion for its online payment processing tools.
At the same time, newer firms such as MoonPay are building infrastructure for cryptocurrency with over $1 billion in funding. This list explores the key companies driving change in how we pay for goods and services.
Below is our list of 100 Payments startups worth keeping an eye on.
Everything you need to raise funding for your startup, including 3,500+ investors, 7 tools, 18 templates and 3 learning resources.
Buy It For $97 $297 →Information about the industries, countries, and cities they generally invest in.
Get the Sheet for $50Information about their valuation, HQ's location, founded year, name of founders, funding amount and number of employees.
Get the Sheet for $50List of startup investors in the BioTech, Health, and Medicine industries, along with their Twitter, LinkedIn, and email addresses.
Get the Sheet for $50List of 250 startup investors in the AI and Machine Learning industries, along with their Twitter, LinkedIn, and email addresses.
Get the Sheet for $50List of 250 startup investors in the FinTech and Finance industries, along with their Twitter, LinkedIn, and email addresses.
Get the Sheet for $50Stripe develops financial infrastructure for the internet, offering a suite of APIs for online payment processing. Millions of companies use their software to accept payments, send payouts, and manage their businesses online.
MoonPay builds payment infrastructure for the crypto economy, enabling simple transactions for cryptocurrencies and NFTs. Their software allows businesses to integrate crypto payments, letting customers use traditional methods like credit cards and bank transfers.
Navan builds an all-in-one platform that unifies corporate travel, expense management, and company cards. Their integrated software gives businesses real-time control over employee spending by automating manual processes from booking to reconciliation.
Rain created an on-demand pay platform that gives employees instant access to their earned wages. Employers offer this financial wellness benefit to help reduce financial stress and improve employee retention.
Kredete provides financial tools that help African immigrants in the U.S. transfer money globally and build credit. The platform is designed to address the unique challenges immigrants face, offering a way to manage international remittances and establish a U.S. credit history.
Thunes operates a cross-border payments network that connects diverse payment systems, from mobile wallets to local bank transfers. Their unified infrastructure allows businesses to send and receive funds globally, making international commerce more accessible.
Checkout.com develops a global payment solutions platform that helps businesses thrive in the digital economy. Their technology enables companies to process online payments, manage fraud, and optimize revenue through a single, integrated system.
RedotPay builds a payment platform that includes stablecoin cards and multi-currency wallets for global transactions. The company enables users to spend their cryptocurrency just like traditional money, connecting digital assets to everyday payment networks.
Moniepoint provides an all-in-one financial platform that gives businesses access to banking, payments, and credit. Their suite of tools helps small and medium-sized enterprises manage their money and business operations.
EarnIn created a financial wellness app that lets people access their earned wages on demand, instead of waiting for a traditional payday. The service is designed to provide a flexible alternative to high-interest loans and helps users better manage their cash flow.
Our top picks offer a glimpse into the future of payments, but they are far from the only ones making moves. The industry is full of founders building new ways for us to manage and move money.
Together, these companies have raised tens of billions of dollars to tackle everything from crypto to AI-powered finance. Here’s a look at the other companies shaping the payments sector.
| Startup | Main Industry | Year Founded | Amount Raised | Last Funding Round |
|---|---|---|---|---|
| Fintech | 2015 | $638.1M | Venture Round | |
| Fintech | 2022 | $348M | Debt Financing | |
| Fintech | 2011 | $522M | Debt Financing | |
| Fintech | 2015 | $470.9M | Debt Financing | |
| Crypto | 2020 | $124.5M | Venture Round | |
| Fintech | 2009 | $168.2M | Series E | |
| Fintech | 2017 | $74M | Venture Round | |
| Gaming | 2022 | $89M | Series B | |
| Fintech | 2022 | $57.5M | Series B | |
| Fintech | 2015 | $1.2B | Secondary Market | |
| Fintech | 2022 | $17M | Seed | |
| AI | 2020 | $13M | Venture Round | |
| Fintech | 2011 | $529.3M | Venture Round | |
| Fintech | 2014 | $338M | Series E | |
| Enterprise | 2022 | $7.8M | Venture Round | |
| Retail | 2014 | $115.4M | Series C | |
| Fintech | 2014 | $263.3M | Series D | |
| Fintech | 2016 | $474.5M | Secondary Market | |
| Security | 2015 | $257.1M | Series B | |
| Retail | 2007 | $81.1M | Private Equity | |
| Fintech | 2016 | $27.7M | Series B | |
| Enterprise | 2012 | $159.8M | Venture Round | |
| Fintech | 2014 | $259.1M | Debt Financing | |
| Fintech | 2018 | $150.6M | Venture Round | |
| Media | 2018 | $823.2M | Secondary Market | |
| Fintech | 2021 | $111M | Venture Round | |
| Fintech | 2017 | $48.1M | Series B | |
| Fintech | 2018 | ¥53.5B | Venture Round | |
| AI | 2025 | $3M | Seed | |
| Fintech | 2016 | $419.4M | Series D | |
| Fintech | 2019 | $307.5M | Series C | |
| Fintech | 2015 | $2.6B | Private Equity | |
| Fintech | 2009 | $220.2M | Series C | |
| Fintech | 2020 | $2.7M | Seed | |
| Fintech | 2014 | $816.4M | Secondary Market | |
| Fintech | 2018 | $20.7M | Series A | |
| Fintech | 1998 | $1.2B | Private Equity | |
| Fintech | 2020 | $32.4M | Series B | |
| Fintech | 2016 | $321.5M | Series E | |
| Fintech | 2002 | $320.5M | Private Equity | |
| Fintech | 2021 | $32.3M | Debt Financing | |
| Fintech | 2011 | $4B | Debt Financing | |
| Fintech | 2016 | $65.1M | Series B | |
| Retail | 2015 | $71.7M | Series B | |
| Fintech | 2012 | $147.9M | Series D | |
| Crypto | 2025 | $14.9M | Venture Round | |
| Fintech | 2020 | $165.5M | Series B | |
| Fintech | 2017 | $12.4M | Grant | |
| Fintech | 2020 | MAD4M | Series A | |
| Fintech | 2013 | $176M | Series C | |
| Fintech | 2017 | $554.5M | Secondary Market | |
| Fintech | 2015 | $627.4M | Private Equity | |
| Fintech | 2011 | ₹13.2B | Venture Round | |
| Real Estate | 2003 | $707M | Private Equity | |
| AI | 2020 | $2.4B | Debt Financing | |
| Fintech | 2015 | $621.1M | Series G | |
| Fintech | 2015 | $11.7M | Series A | |
| Fintech | 2020 | $492M | Venture Round | |
| Fintech | 2015 | $90.5M | Series B | |
| Fintech | 2020 | $702M | Debt Financing | |
| Enterprise | 2009 | $123.5M | Venture Round | |
| Fintech | 2023 | $18.2M | Series A | |
| Fintech | 2010 | $915M | Debt Financing | |
| Fintech | 2020 | $17.2M | Debt Financing | |
| AI | 2017 | $13.2M | Series A | |
| Crypto | 2019 | $36.6M | Venture Round | |
| Enterprise | 2021 | $214M | Venture Round | |
| Fintech | 2020 | SAR1.7B | Venture Round | |
| Crypto | 2018 | $10M | Venture Round | |
| Marketplace | 2014 | $203.8M | Venture Round | |
| Fintech | 2015 | $93.9M | Series C | |
| Enterprise | 2020 | $3.3M | Seed | |
| Fintech | 2021 | $72M | Corporate Round | |
| Fintech | 2013 | $186.9M | Venture Round | |
| Fintech | 2011 | $1.4B | Series G | |
| Fintech | 2015 | $1.9B | Series E | |
| Fintech | 2020 | $29M | Series A | |
| Fintech | 2019 | $312M | Series C | |
| Fintech | 2024 | $1.9M | Pre-Seed | |
| Fintech | 2008 | CHF250M | Debt Financing | |
| Enterprise | 2009 | $34M | Series C | |
| Fintech | 2016 | $20M | Venture Round | |
| Media | 2021 | $124M | Series A | |
| Enterprise | 2020 | $431M | Debt Financing | |
| Enterprise | 2021 | $35M | Series A | |
| Fintech | 2018 | $51.6M | Series B | |
| Fintech | 2020 | $60M | Series B | |
| Fintech | 2010 | $50.5M | Venture Round | |
| Fintech | 2013 | $712M | Convertible Note | |
| Media | 2019 | $1.2B | Debt Financing |
