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Top 100 Finance Startups to Watch in 2026

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The finance sector includes a wide range of companies, from payment processors to cryptocurrency platforms. Established players like Stripe, with $9.4B in funding, continue to lead in online payment solutions.

Alongside them, companies focused on digital assets are also growing. For instance, MoonPay has secured $1B to build payment infrastructure for cryptocurrencies.

Below is our list of 100 Finance startups worth keeping an eye on.

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Stripe develops financial infrastructure for the internet, offering a suite of APIs for online payment processing. Millions of companies use their software to accept payments, send payouts, and manage their businesses online.

HeadquartersSan Francisco, California, United States
Year Founded2010
FoundersJohn Collison
Funding Amount$9.4B
Startup SizeEnterprise Organization (5,001+)
Last Funding StatusSecondary Market
Top InvestorsAndreessen Horowitz, General Catalyst, Temasek Holdings, Khosla Ventures, Sequoia Capital

MoonPay builds Web3 infrastructure to simplify the process of buying and selling digital assets like cryptocurrencies and NFTs. Their platform allows users to convert traditional currencies into crypto through familiar payment options.

HeadquartersDover, Delaware, United States
Year Founded2019
FoundersIvan Soto-Wright, Victor Faramond
Funding Amount$1B
Startup SizeLarge Team (251-1,000)
Last Funding StatusDebt Financing
Top InvestorsTribe Capital, Paradigm, Ripple, New Enterprise Associates, Quiet Capital

They built a decentralized oracle network that feeds real-world data to smart contracts on the blockchain. This technology is critical for powering complex decentralized applications across finance, insurance, and gaming.

HeadquartersGrand Cayman, Midland, Cayman Islands
Year Founded2014
FoundersSergey Nazarov, Steve Ellis
Funding Amount$32.1M
Startup SizeLarge Team (251-1,000)
Last Funding StatusSeries A
Top InvestorsNodeRise Capital, Fundamental Labs, MiH Ventures, Nirvana Capital, AlphaCoin Fund

Lendistry operates as a fintech lender that connects small businesses with loans and grant opportunities. Their platform simplifies the application process for various funding options available to entrepreneurs.

HeadquartersBrea, California, United States
Year Founded2015
FoundersEverett Sands
Funding Amount$204.8M
Startup SizeLarge Team (251-1,000)
Last Funding StatusDebt Financing
Top InvestorsTD Bank, Exelon, Texas Capital Bank, East West Bank, City National Bank

Aven created the first credit card that allows homeowners to unlock their home equity for everyday use. Their financial product provides the convenience of a traditional card but with the lower interest rates typically found in a home equity loan.

HeadquartersSan Francisco, California, United States
Year Founded2019
FoundersAlmaz Nanjappa, Jeremy Solomon, Murtada Shah, Sadi Khan
Funding Amount$252M
Startup SizeMid-Size Team (51-250)
Last Funding StatusSeries E
Top InvestorsGeneral Catalyst, Khosla Ventures, Electric Capital, Founders Fund, Caffeinated Capital

World connects users through a privacy-focused network designed for secure digital asset management. Their platform gives people a way to control their online identity and transact with crypto assets without compromising personal data.

HeadquartersSan Francisco, California, United States
Year Founded2019
FoundersAlex Blania, Saturnin Pugnet
Funding Amount$379M
Startup SizeMid-Size Team (51-250)
Last Funding StatusUndisclosed
Top InvestorsAndreessen Horowitz, Khosla Ventures, Tiger Global Management, Coinbase Ventures, Fifty Years

Rain develops stablecoin infrastructure that allows enterprises and neobanks to offer crypto wallets and global transfers. Their unified API lets businesses embed these financial services directly into their own products.

HeadquartersNew York, New York, United States
Year Founded2021
FoundersCharles Yoo-Naut, Farooq Malik
Funding Amount$82.5M
Startup SizeLean Team (11-50)
Last Funding StatusSeries B
Top InvestorsNorwest Venture Partners, Sapphire Ventures, Lightspeed Venture Partners, Dragonfly, Endeavor Catalyst

Zip builds an intake and procurement orchestration platform that helps businesses manage all purchase requests. Their software provides a single place for employees to initiate purchases while giving finance teams control over the entire process.

HeadquartersSan Francisco, California, United States
Year Founded2020
FoundersLu Cheng, Rujul Zaparde
Funding Amount$371.3M
Startup SizeLarge Team (251-1,000)
Last Funding StatusSeries D
Top InvestorsBond, Y Combinator, Tiger Global Management, CRV, Adams Street Partners

Kalshi operates a regulated exchange where people can trade directly on the outcomes of future events. This turns everything from economic reports to political developments into a tradable market for users.

HeadquartersNew York, New York, United States
Year Founded2018
FoundersLuana Lopes Lara, Tarek Mansour
Funding Amount$265.2M
Startup SizeMid-Size Team (51-250)
Last Funding StatusSeries C
Top InvestorsSequoia Capital, Paradigm, Bond, Neo, Y Combinator

Moniepoint provides an all-in-one financial platform that gives businesses access to banking, payments, and credit. Their suite of tools helps small and medium-sized enterprises manage their money and business operations.

HeadquartersLondon, England, United Kingdom
Year Founded2015
FoundersFelix Ike, Tosin Eniolorunda
Funding Amount$233.1M
Startup SizeMajor Organization (1,001-5,000)
Last Funding StatusCorporate Round
Top InvestorsQED Investors, Lightrock, Novastar Ventures, Endeavor Catalyst, Bossa Invest

90 Additional Finance Startups Worth Following

Our top ten picks offer a great snapshot, but the finance scene is much bigger than that. The companies on our full list have collectively raised tens of billions of dollars to build new financial tools. You'll see a mix of newer startups and more established companies, with a heavy focus on fintech and a growing interest in AI and crypto. Here’s a look at the rest of the startups catching our attention this year.

StartupMain IndustryYear FoundedAmount RaisedLast Funding Round
Citadel Securities logo Citadel SecuritiesFintech2002$1.2BVenture Round
Jupiter logo JupiterFintech2019$169.5MVenture Round
Slope logo SlopeRetail2021$252.1MDebt Financing
Lead logo LeadFintech1928$170MSeries B
Earnix logo EarnixAnalytics2001$100.5MSecondary Market
Weaver Services logo Weaver ServicesFintech2024$170MVenture Round
Ondo Finance logo Ondo FinanceCrypto2021$34MInitial Coin Offering
Tala logo TalaFintech2011$522MDebt Financing
Rillet logo RilletFintech2021$108.5MSeries B
Betterment logo BettermentFintech2008$435MDebt Financing
Airwallex logo AirwallexFintech2015$1.2BSecondary Market
Keeta logo KeetaFintech2022$17MSeed
Grasshopper Bank logo Grasshopper BankFintech2016$218.8MPrivate Equity
Nayya logo NayyaAI2019$105.7MVenture Round
Phantom logo PhantomCrypto2021$268MSeries C
Nium logo NiumFintech2014$338MSeries E
Clutch logo ClutchFintech2020$106MSeries B
FNZ logo FNZFintech2004$5.8BCorporate Round
Atomic logo AtomicRetail2020$55.1MVenture Round
Acuity Knowledge Partners logo Acuity Knowledge PartnersAnalytics2004$600MDebt Financing
PitchBook logo PitchBookAnalytics2007$13.8MSeries B
Auditoria.AI logo Auditoria.AIAI2019$59.5MSeries B
BIO Protocol logo BIO ProtocolBiotech2022$6.9MSeed
Ava Labs logo Ava LabsCrypto2018$290MInitial Coin Offering
MuniFin logo MuniFinFintech1989$4.7BDebt Financing
OakNorth logo OakNorthFintech2015$1B
InCred logo InCredFintech2016$428.3MDebt Financing
Upvest logo UpvestFintech2017$199.2MSeries C
FinBox logo FinBoxAI2015$55MSeries B
Amount logo AmountFintech2019$313MVenture Round
Nomad logo NomadFintech2019R$590MSeries B
Wrapbook logo WrapbookFintech2018$150.6MVenture Round
Trulioo logo TruliooData2011$474.8MSeries D
Ethena logo EthenaCrypto2023$176.8MInitial Coin Offering
Allocate logo AllocateFintech2021$60.8MSeries B
Speedchain logo SpeedchainFintech2021$111MVenture Round
Sunbit logo SunbitFintech2016$1.3BDebt Financing
ModernFi logo ModernFiFintech2022$58.2MSeries B
PayPay logo PayPayFintech2018¥53.5BVenture Round
Employment Hero logo Employment HeroEnterprise2014$521.5MSecondary Market
Finary logo FinaryFintech2020€37.4MSeries B
Elliptic logo EllipticCrypto2013$100MCorporate Round
Nexamp logo NexampEnergy2007$2.4BDebt Financing
Venteur logo VenteurAI2021$27.7MSeries A
Copper logo CopperCrypto2018$281MUndisclosed
Finom logo FinomFintech2019$307.5MSeries C
Vinlivt logo VinlivtFintech2022$6.7MSeed
Casap logo CasapFintech2023$33.6MSeries A
M0 logo M0Crypto2023$97.5MSeries B
Yuga Labs logo Yuga LabsCrypto2021$450MSeed
Superstate logo SuperstateCrypto2023$18MSeries A
Razorpay logo RazorpayFintech2014$816.4MSecondary Market
Bridgewater Associates logo Bridgewater AssociatesFintech1975$22MGrant
DataSnipper logo DataSnipperFintech2017$100MSeries B
Capitolis logo CapitolisFintech2017$337.8MVenture Round
BitMart logo BitMartCrypto2017$10MSeries B
Parafin logo ParafinFintech2020$562MSeries C
TradingView logo TradingViewAnalytics2011$388.8MSeries C
Falcon Finance logo Falcon FinanceCrypto2024$10MVenture Round
Ualett logo UalettFintech2018$206.2MDebt Financing
Interswitch logo InterswitchFintech2002$320.5MPrivate Equity
Hello Divorce logo Hello DivorceEnterprise2018$5.3MVenture Round
Blockstream logo BlockstreamCrypto2014$634MConvertible Note
Kpler logo KplerAnalytics2014$185MPrivate Equity
TomoCredit logo TomoCreditAI2018$139.1MDebt Financing
Verto logo VertoFintech2017$12.4MGrant
aPriori logo aPrioriCrypto2023$28MSeries A
PenFed Credit Union logo PenFed Credit UnionFintech1935$845.9MDebt Financing
Ascend logo AscendFintech2021$285.5MDebt Financing
Wayflyer logo WayflyerAnalytics2019$1.9BDebt Financing
Carta logo CartaFintech2012$1.2BSeries G
Zeni logo ZeniFintech2019$47.5MSeries B
Hometap logo HometapFintech2017$967MDebt Financing
Injective logo InjectiveCrypto2018$56.7MInitial Coin Offering
Ozak AI logo Ozak AIAnalytics2025$3.5MInitial Coin Offering
Clarity AI logo Clarity AIEnvironment2017$80MVenture Round
Fnality International logo Fnality InternationalCrypto2019$323.1MSeries C
Treasury4 logo Treasury4Analytics2020$20MSeries A
DANA logo DANAFintech2017$554.5MSecondary Market
Array logo ArrayFintech2020$67MVenture Round
Sequence logo SequenceFintech2022$13MVenture Round
Taurus logo TaurusCrypto2018$86.9MSeries B
PayU logo PayUFintech2011₹13.2BVenture Round
Digits logo DigitsAI2018$97.5MSeries C
Odyssey logo OdysseyFintech2017$39.1MDebt Financing
Imagen Network logo Imagen NetworkAI2025$32MCorporate Round
Moneybox logo MoneyboxFintech2015$211.3MSecondary Market
Datawizz.ai logo Datawizz.aiFintech2019$15.5MSeed
Solaris logo SolarisFintech2015$621.1MSeries G
OneAdvanced logo OneAdvancedAnalytics1983£3.2BDebt Financing

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