Top 100 Finance Startups to Watch in 2026
The finance sector includes a wide range of companies, from payment processors to cryptocurrency platforms. Established players like Stripe, with $9.4B in funding, continue to lead in online payment solutions.
Alongside them, companies focused on digital assets are also growing. For instance, MoonPay has secured $1B to build payment infrastructure for cryptocurrencies.
Below is our list of 100 Finance startups worth keeping an eye on.
Failory's Top 10 Picks
Stripe develops financial infrastructure for the internet, offering a suite of APIs for online payment processing. Millions of companies use their software to accept payments, send payouts, and manage their businesses online.
| Headquarters | San Francisco, California, United States |
| Year Founded | 2010 |
| Founders | John Collison |
| Funding Amount | $9.4B |
| Startup Size | Enterprise Organization (5,001+) |
| Last Funding Status | Secondary Market |
| Top Investors | Andreessen Horowitz, General Catalyst, Temasek Holdings, Khosla Ventures, Sequoia Capital |
MoonPay builds Web3 infrastructure to simplify the process of buying and selling digital assets like cryptocurrencies and NFTs. Their platform allows users to convert traditional currencies into crypto through familiar payment options.
| Headquarters | Dover, Delaware, United States |
| Year Founded | 2019 |
| Founders | Ivan Soto-Wright, Victor Faramond |
| Funding Amount | $1B |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Debt Financing |
| Top Investors | Tribe Capital, Paradigm, Ripple, New Enterprise Associates, Quiet Capital |
They built a decentralized oracle network that feeds real-world data to smart contracts on the blockchain. This technology is critical for powering complex decentralized applications across finance, insurance, and gaming.
| Headquarters | Grand Cayman, Midland, Cayman Islands |
| Year Founded | 2014 |
| Founders | Sergey Nazarov, Steve Ellis |
| Funding Amount | $32.1M |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Series A |
| Top Investors | NodeRise Capital, Fundamental Labs, MiH Ventures, Nirvana Capital, AlphaCoin Fund |
Lendistry operates as a fintech lender that connects small businesses with loans and grant opportunities. Their platform simplifies the application process for various funding options available to entrepreneurs.
| Headquarters | Brea, California, United States |
| Year Founded | 2015 |
| Founders | Everett Sands |
| Funding Amount | $204.8M |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Debt Financing |
| Top Investors | TD Bank, Exelon, Texas Capital Bank, East West Bank, City National Bank |
Aven created the first credit card that allows homeowners to unlock their home equity for everyday use. Their financial product provides the convenience of a traditional card but with the lower interest rates typically found in a home equity loan.
| Headquarters | San Francisco, California, United States |
| Year Founded | 2019 |
| Founders | Almaz Nanjappa, Jeremy Solomon, Murtada Shah, Sadi Khan |
| Funding Amount | $252M |
| Startup Size | Mid-Size Team (51-250) |
| Last Funding Status | Series E |
| Top Investors | General Catalyst, Khosla Ventures, Electric Capital, Founders Fund, Caffeinated Capital |
World connects users through a privacy-focused network designed for secure digital asset management. Their platform gives people a way to control their online identity and transact with crypto assets without compromising personal data.
| Headquarters | San Francisco, California, United States |
| Year Founded | 2019 |
| Founders | Alex Blania, Saturnin Pugnet |
| Funding Amount | $379M |
| Startup Size | Mid-Size Team (51-250) |
| Last Funding Status | Undisclosed |
| Top Investors | Andreessen Horowitz, Khosla Ventures, Tiger Global Management, Coinbase Ventures, Fifty Years |
Rain develops stablecoin infrastructure that allows enterprises and neobanks to offer crypto wallets and global transfers. Their unified API lets businesses embed these financial services directly into their own products.
| Headquarters | New York, New York, United States |
| Year Founded | 2021 |
| Founders | Charles Yoo-Naut, Farooq Malik |
| Funding Amount | $82.5M |
| Startup Size | Lean Team (11-50) |
| Last Funding Status | Series B |
| Top Investors | Norwest Venture Partners, Sapphire Ventures, Lightspeed Venture Partners, Dragonfly, Endeavor Catalyst |
Zip builds an intake and procurement orchestration platform that helps businesses manage all purchase requests. Their software provides a single place for employees to initiate purchases while giving finance teams control over the entire process.
| Headquarters | San Francisco, California, United States |
| Year Founded | 2020 |
| Founders | Lu Cheng, Rujul Zaparde |
| Funding Amount | $371.3M |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Series D |
| Top Investors | Bond, Y Combinator, Tiger Global Management, CRV, Adams Street Partners |
Kalshi operates a regulated exchange where people can trade directly on the outcomes of future events. This turns everything from economic reports to political developments into a tradable market for users.
| Headquarters | New York, New York, United States |
| Year Founded | 2018 |
| Founders | Luana Lopes Lara, Tarek Mansour |
| Funding Amount | $265.2M |
| Startup Size | Mid-Size Team (51-250) |
| Last Funding Status | Series C |
| Top Investors | Sequoia Capital, Paradigm, Bond, Neo, Y Combinator |
Moniepoint provides an all-in-one financial platform that gives businesses access to banking, payments, and credit. Their suite of tools helps small and medium-sized enterprises manage their money and business operations.
| Headquarters | London, England, United Kingdom |
| Year Founded | 2015 |
| Founders | Felix Ike, Tosin Eniolorunda |
| Funding Amount | $233.1M |
| Startup Size | Major Organization (1,001-5,000) |
| Last Funding Status | Corporate Round |
| Top Investors | QED Investors, Lightrock, Novastar Ventures, Endeavor Catalyst, Bossa Invest |
90 Additional Finance Startups Worth Following
Our top ten picks offer a great snapshot, but the finance scene is much bigger than that. The companies on our full list have collectively raised tens of billions of dollars to build new financial tools. You'll see a mix of newer startups and more established companies, with a heavy focus on fintech and a growing interest in AI and crypto. Here’s a look at the rest of the startups catching our attention this year.
| Startup | Main Industry | Year Founded | Amount Raised | Last Funding Round |
|---|---|---|---|---|
 Citadel Securities | Fintech | 2002 | $1.2B | Venture Round |
 Jupiter | Fintech | 2019 | $169.5M | Venture Round |
 Slope | Retail | 2021 | $252.1M | Debt Financing |
 Lead | Fintech | 1928 | $170M | Series B |
 Earnix | Analytics | 2001 | $100.5M | Secondary Market |
 Weaver Services | Fintech | 2024 | $170M | Venture Round |
 Ondo Finance | Crypto | 2021 | $34M | Initial Coin Offering |
 Tala | Fintech | 2011 | $522M | Debt Financing |
 Rillet | Fintech | 2021 | $108.5M | Series B |
 Betterment | Fintech | 2008 | $435M | Debt Financing |
 Airwallex | Fintech | 2015 | $1.2B | Secondary Market |
 Keeta | Fintech | 2022 | $17M | Seed |
 Grasshopper Bank | Fintech | 2016 | $218.8M | Private Equity |
 Nayya | AI | 2019 | $105.7M | Venture Round |
 Phantom | Crypto | 2021 | $268M | Series C |
 Nium | Fintech | 2014 | $338M | Series E |
 Clutch | Fintech | 2020 | $106M | Series B |
 FNZ | Fintech | 2004 | $5.8B | Corporate Round |
 Atomic | Retail | 2020 | $55.1M | Venture Round |
 Acuity Knowledge Partners | Analytics | 2004 | $600M | Debt Financing |
 PitchBook | Analytics | 2007 | $13.8M | Series B |
 Auditoria.AI | AI | 2019 | $59.5M | Series B |
 BIO Protocol | Biotech | 2022 | $6.9M | Seed |
 Ava Labs | Crypto | 2018 | $290M | Initial Coin Offering |
 MuniFin | Fintech | 1989 | $4.7B | Debt Financing |
 OakNorth | Fintech | 2015 | $1B | — |
 InCred | Fintech | 2016 | $428.3M | Debt Financing |
 Upvest | Fintech | 2017 | $199.2M | Series C |
 FinBox | AI | 2015 | $55M | Series B |
 Amount | Fintech | 2019 | $313M | Venture Round |
 Nomad | Fintech | 2019 | R$590M | Series B |
 Wrapbook | Fintech | 2018 | $150.6M | Venture Round |
 Trulioo | Data | 2011 | $474.8M | Series D |
 Ethena | Crypto | 2023 | $176.8M | Initial Coin Offering |
 Allocate | Fintech | 2021 | $60.8M | Series B |
 Speedchain | Fintech | 2021 | $111M | Venture Round |
 Sunbit | Fintech | 2016 | $1.3B | Debt Financing |
 ModernFi | Fintech | 2022 | $58.2M | Series B |
 PayPay | Fintech | 2018 | ¥53.5B | Venture Round |
 Employment Hero | Enterprise | 2014 | $521.5M | Secondary Market |
 Finary | Fintech | 2020 | €37.4M | Series B |
 Elliptic | Crypto | 2013 | $100M | Corporate Round |
 Nexamp | Energy | 2007 | $2.4B | Debt Financing |
 Venteur | AI | 2021 | $27.7M | Series A |
 Copper | Crypto | 2018 | $281M | Undisclosed |
 Finom | Fintech | 2019 | $307.5M | Series C |
 Vinlivt | Fintech | 2022 | $6.7M | Seed |
 Casap | Fintech | 2023 | $33.6M | Series A |
 M0 | Crypto | 2023 | $97.5M | Series B |
 Yuga Labs | Crypto | 2021 | $450M | Seed |
 Superstate | Crypto | 2023 | $18M | Series A |
 Razorpay | Fintech | 2014 | $816.4M | Secondary Market |
 Bridgewater Associates | Fintech | 1975 | $22M | Grant |
 DataSnipper | Fintech | 2017 | $100M | Series B |
 Capitolis | Fintech | 2017 | $337.8M | Venture Round |
 BitMart | Crypto | 2017 | $10M | Series B |
 Parafin | Fintech | 2020 | $562M | Series C |
 TradingView | Analytics | 2011 | $388.8M | Series C |
 Falcon Finance | Crypto | 2024 | $10M | Venture Round |
 Ualett | Fintech | 2018 | $206.2M | Debt Financing |
 Interswitch | Fintech | 2002 | $320.5M | Private Equity |
 Hello Divorce | Enterprise | 2018 | $5.3M | Venture Round |
 Blockstream | Crypto | 2014 | $634M | Convertible Note |
 Kpler | Analytics | 2014 | $185M | Private Equity |
 TomoCredit | AI | 2018 | $139.1M | Debt Financing |
 Verto | Fintech | 2017 | $12.4M | Grant |
 aPriori | Crypto | 2023 | $28M | Series A |
 PenFed Credit Union | Fintech | 1935 | $845.9M | Debt Financing |
 Ascend | Fintech | 2021 | $285.5M | Debt Financing |
 Wayflyer | Analytics | 2019 | $1.9B | Debt Financing |
 Carta | Fintech | 2012 | $1.2B | Series G |
 Zeni | Fintech | 2019 | $47.5M | Series B |
 Hometap | Fintech | 2017 | $967M | Debt Financing |
 Injective | Crypto | 2018 | $56.7M | Initial Coin Offering |
 Ozak AI | Analytics | 2025 | $3.5M | Initial Coin Offering |
 Clarity AI | Environment | 2017 | $80M | Venture Round |
 Fnality International | Crypto | 2019 | $323.1M | Series C |
 Treasury4 | Analytics | 2020 | $20M | Series A |
 DANA | Fintech | 2017 | $554.5M | Secondary Market |
 Array | Fintech | 2020 | $67M | Venture Round |
 Sequence | Fintech | 2022 | $13M | Venture Round |
 Taurus | Crypto | 2018 | $86.9M | Series B |
 PayU | Fintech | 2011 | ₹13.2B | Venture Round |
 Digits | AI | 2018 | $97.5M | Series C |
 Odyssey | Fintech | 2017 | $39.1M | Debt Financing |
 Imagen Network | AI | 2025 | $32M | Corporate Round |
 Moneybox | Fintech | 2015 | $211.3M | Secondary Market |
 Datawizz.ai | Fintech | 2019 | $15.5M | Seed |
 Solaris | Fintech | 2015 | $621.1M | Series G |
 OneAdvanced | Analytics | 1983 | £3.2B | Debt Financing |
