The financial technology industry is growing, with companies tackling challenges from payment processing to business banking. Giants like Stripe lead the way, having raised $9.4B to build its online commerce solutions.
The space is diverse, including crypto infrastructure from MoonPay and identity management from Alloy. Below are the 100 companies defining the current landscape of finance.
Below is our list of 100 FinTech startups worth keeping an eye on.
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Get the Sheet for $50Stripe builds a suite of APIs that enables businesses to accept and manage payments over the internet. Their software platform also supports companies with complex needs like subscription billing, marketplace payouts, and fraud prevention.
| Headquarters | San Francisco, California, United States |
| Year Founded | 2010 |
| Founders | John Collison |
| Funding Amount | $9.4B |
| Startup Size | Enterprise Organization (5,001+) |
| Last Funding Status | Secondary Market |
| Top Investors | Andreessen Horowitz, General Catalyst, Temasek Holdings, Khosla Ventures, Sequoia Capital |
Tide offers a business financial platform that combines banking, invoicing, and accounting tools for small and medium-sized enterprises. Their service helps business owners streamline administrative work and manage their finances from a single application.
| Headquarters | London, England, United Kingdom |
| Year Founded | 2015 |
| Founders | George Bevis |
| Funding Amount | $442.2M |
| Startup Size | Major Organization (1,001-5,000) |
| Last Funding Status | Private Equity |
| Top Investors | TPG, Speedinvest, LocalGlobe, Creandum, Goodwater Capital |
MoonPay provides payment infrastructure for converting fiat currencies into cryptocurrencies and NFTs. Their suite of tools gives developers a straightforward way to embed crypto purchasing capabilities directly into their applications.
| Headquarters | Dover, Delaware, United States |
| Year Founded | 2019 |
| Founders | Ivan Soto-Wright, Victor Faramond |
| Funding Amount | $1B |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Debt Financing |
| Top Investors | Tribe Capital, Paradigm, Ripple, New Enterprise Associates, Quiet Capital |
FalconX built a digital asset prime brokerage to give institutional clients a single entry point into the crypto market. Their platform supports the entire investment lifecycle, providing services for trade execution, financing, and custody.
| Headquarters | San Mateo, California, United States |
| Year Founded | 2018 |
| Founders | Prabhakar Reddy, Raghu Yarlagadda |
| Funding Amount | $477M |
| Startup Size | Mid-Size Team (51-250) |
| Last Funding Status | Debt Financing |
| Top Investors | Wellington Management, Accel, Lightspeed Venture Partners, Sapphire Ventures, B Capital |
Alloy develops an identity verification platform for banks and fintechs to detect fraud and simplify identity management. Their automated system helps financial institutions make smarter risk decisions and securely onboard new customers.
| Headquarters | New York, New York, United States |
| Year Founded | 2015 |
| Founders | Charles Hearn, Laura Spiekerman, Tommy Nicholas |
| Funding Amount | $216.7M |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Series C |
| Top Investors | Bessemer Venture Partners, Lightspeed Venture Partners, Techstars, Primary Venture Partners, Canapi Ventures |
BitGo builds the secure infrastructure needed for the digital asset economy, offering custody and financial services to investors. Their platform gives clients the tools to safely hold, trade, and manage their cryptocurrency portfolios.
| Headquarters | Palo Alto, California, United States |
| Year Founded | 2013 |
| Founders | Ben Davenport, Mike Belshe, Will O'Brien |
| Funding Amount | $171.5M |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Corporate Round |
| Top Investors | Valor Equity Partners, Pantera Capital, Craft Ventures, Founders Fund, Goldman Sachs |
zerohash builds a crypto-as-a-service platform that lets any business integrate digital assets into its customer experience. The company's infrastructure powers a full suite of products, including trading, custody, and staking services.
| Headquarters | Chicago, Illinois, United States |
| Year Founded | 2015 |
| Founders | Brian Liston, Edward Woodford |
| Funding Amount | $282.1M |
| Startup Size | Mid-Size Team (51-250) |
| Last Funding Status | Series D |
| Top Investors | 500 Global, Bain Capital, Apollo, Morgan Stanley, Bain Capital Ventures |
Lendistry operates as a fintech lender that connects small businesses with loans and grant opportunities. Their platform simplifies the application process for various funding options available to entrepreneurs.
| Headquarters | Brea, California, United States |
| Year Founded | 2015 |
| Founders | Everett Sands |
| Funding Amount | $204.8M |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Debt Financing |
| Top Investors | TD Bank, Exelon, Texas Capital Bank, East West Bank, City National Bank |
AppZen builds an AI-powered platform designed to help finance teams automate their operations. Their software uses artificial intelligence to audit expenses and invoices, helping companies reduce spending and stay compliant.
| Headquarters | San Jose, California, United States |
| Year Founded | 2012 |
| Founders | Anant Kale, Kunal Verma |
| Funding Amount | $280.6M |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Series D |
| Top Investors | 500 Global, Lightspeed Venture Partners, Redpoint, Coatue, Riverwood Capital |
Rain offers a financial wellness benefit that gives employees on-demand access to their earned wages. They partner with mid-market to enterprise employers, providing a tool designed to reduce financial stress and improve employee retention.
| Headquarters | Nashville, Tennessee, United States |
| Year Founded | 2019 |
| Founders | Alex Bradford, Jennifer Terrell |
| Funding Amount | $557.6M |
| Startup Size | Mid-Size Team (51-250) |
| Last Funding Status | Series B |
| Top Investors | Tribe Capital, QED Investors, Sound Point Capital Management, WndrCo, VentureSouq |
90 Additional FinTech Startups Worth Following
Our top picks offer a glimpse into a much bigger picture. With tens of billions in combined funding, companies are building new tools for everything from AI-powered analytics to crypto payments.
Some are newcomers, while others are already established players. Here are the other 90 companies that are making their mark on the financial landscape.