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Lending Unicorns

Top 11 Lending Unicorn Startups in 2021

If you're building a lending startup, you must check these 11 companies that have joined the unicorn club.

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Once a company crosses the USD 1 billion mark, it becomes part of a rare and exclusive club: The Unicorn Club.

This next list contains 11 companies in the lending space that have achieved a valuation of more than $1 billion dollars; or in other words, have reached a so-called “Unicorn” status.

Top 11 Lending Unicorn Startups

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Avant

Avant

Avant is the next generation digital lending platform that leverages data science to provide safe and transparent financial products.

Details of the startup:

  • Valuation:

    $2.00

    B (

    December 2012

    )

  • Country:

    United States

  • City:

    Chicago

  • Started in:

    2012

  • Founders:

    Al Goldstein, John Sun, Paul Zhang

  • Industries:

    Consumer Lending, Finance, Financial Services, FinTech, Lending, Marketplace

  • Number of employees:

    500-1,000

  • Funding Amount:

    $1,582,900,814

  • Number of funding rounds:

    11

  • Number of investors:

    17

here

Better.com

Better.com

Better.com is bridging the gap between technology and homeownership to create a powerful, new way for people all over the country to buy and own homes.

Details of the startup:

  • Valuation:

    $6.00

    B (

    November 2020

    )

  • Country:

    United States

  • City:

    New York

  • Started in:

    2016

  • Founders:

    Eric Wilson, Erik Bernhardsson, Shawn Low, Viral Shah, Vishal Garg

  • Industries:

    Consumer Lending, Financial Services, FinTech, Lending, Real Estate

  • Number of employees:

    5,000-10,000

  • Funding Amount:

    $905,000,000

  • Number of funding rounds:

    8

  • Number of investors:

    21

here

Blend

Blend

Blend is a fully automated digital loan platform that allows you to apply for the best products available.

Details of the startup:

  • Valuation:

    $3.30

    B (

    June 2019

    )

  • Country:

    United States

  • City:

    San Francisco

  • Started in:

    2012

  • Founders:

    Erin Collard, Eugene Marinelli, Nima Ghamsari, Rosco Hill

  • Industries:

    Financial Services, FinTech, Lending, Software

  • Number of employees:

    500-1,000

  • Funding Amount:

    $665,000,000

  • Number of funding rounds:

    9

  • Number of investors:

    30

here

CGTZ

CGTZ

CGTZ is the world’s first broker that uses risk-based pricing to provide clients with complex investment and loan-related products and services.

Details of the startup:

  • Valuation:

    $2.41

    B (

    February 2017

    )

  • Country:

    China

  • City:

    Hangzhou

  • Started in:

    2013

  • Founders:

    Zhongkao Jin

  • Industries:

    Financial Services, FinTech, Lending, Risk Management

  • Number of employees:

    10-50

  • Funding Amount:

    $521,062,625

  • Number of funding rounds:

    4

  • Number of investors:

    4

here

Cross River Bank

Cross River Bank

Cross River provides a full range of financial services to meet your needs, and is committed to delivering exceptional service.

Details of the startup:

  • Valuation:

    $1

    B (

    December 2018

    )

  • Country:

    United States

  • City:

    Fort Lee

  • Started in:

    2008

  • Founders:

    Gilles Gade

  • Industries:

    Banking, Commercial Lending, Finance, Financial Services, Lending, Payments

  • Number of employees:

    250-500

  • Funding Amount:

    $361,000,000

  • Number of funding rounds:

    5

  • Number of investors:

    8

here

Greensill Capital

Greensill Capital

Greensill Capital provides unsecured, asset-based loans to businesses worldwide.

Details of the startup:

  • Valuation:

    $4.00

    B (

    July 2018

    )

  • Country:

    United Kingdom

  • City:

    London

  • Started in:

    2011

  • Founders:

    Jason Austin, Lex Greensill

  • Industries:

    Commercial Lending, Finance, Financial Services, FinTech, Lending

  • Number of employees:

    1,000-5,000

  • Funding Amount:

    $1,705,000,000

  • Number of funding rounds:

    3

  • Number of investors:

    2

here

Jiedaibao

Jiedaibao

Jiedaibao, a fintech application, helps users easily lend and borrow money among themselves.

Details of the startup:

  • Valuation:

    $7.30

    B (

    January 2016

    )

  • Country:

    China

  • City:

    Beijing

  • Started in:

    2014

  • Founders:

    No Data

  • Industries:

    Apps, Finance, Financial Services, FinTech, Lending, Mobile Apps, Personal Finance

  • Number of employees:

    1,000-5,000

  • Funding Amount:

    CN¥4,500,000,000

  • Number of funding rounds:

    2

  • Number of investors:

    No Data

here

Jimubox

Jimubox

Jimubox is a marketplace lending platform that facilitates business loans and consumer loans in China.

Details of the startup:

  • Valuation:

    $1.00

    B (

    April 2015

    )

  • Country:

    China

  • City:

    Beijing

  • Started in:

    2013

  • Founders:

    Barry Freeman, Jun Dong, William Wei

  • Industries:

    Consumer Lending, Financial Services, FinTech, Lending, Marketplace, Micro Lending

  • Number of employees:

    500-1,000

  • Funding Amount:

    $131,190,000

  • Number of funding rounds:

    4

  • Number of investors:

    13

here

Mambu

Mambu

Mambu offers a scalable, customizable, and versatile software solution that gives banks the power to create various lending and deposit services on their own with a level of customization never before possible.

Details of the startup:

  • Valuation:

    $2.08

    B (

    January 2021

    )

  • Country:

    Germany

  • City:

    Berlin

  • Started in:

    2011

  • Founders:

    Eugene Danilkis, Frederik Pfisterer, Sofia Nunes

  • Industries:

    Banking, Financial Services, FinTech, Lending

  • Number of employees:

    250-500

  • Funding Amount:

    €152,000,000

  • Number of funding rounds:

    6

  • Number of investors:

    9

here

OakNorth

OakNorth

OakNorth develops and delivers intelligent decision-making tools that can transform and enhance the lending process.

Details of the startup:

  • Valuation:

    $2.80

    B (

    October 2017

    )

  • Country:

    United Kingdom

  • City:

    London

  • Started in:

    2015

  • Founders:

    Joel Perlman, Rishi Khosla

  • Industries:

    Artificial Intelligence, Banking, Finance, Financial Services, FinTech, Lending

  • Number of employees:

    500-1,000

  • Funding Amount:

    $1,041,034,147

  • Number of funding rounds:

    8

  • Number of investors:

    9

here

Tuandaiwang

Tuandaiwang

Tuandaiwang establishes a credit system that links borrowers and lenders on a peer-to-peer basis. It offers fair contract templates with flexible term ranges and minimal commission/processing fees to protect the rights of both parties.

Details of the startup:

  • Valuation:

    $1.27

    B (

    May 2017

    )

  • Country:

    China

  • City:

    Dongguan

  • Started in:

    2012

  • Founders:

    Lin Zhang

  • Industries:

    Finance, Financial Services, FinTech, Information Technology, Internet, Lending, Peer to Peer, Personal Finance

  • Number of employees:

    10-50

  • Funding Amount:

    CN¥2,375,000,000

  • Number of funding rounds:

    3

  • Number of investors:

    3

here
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