Download Our List of The Top 100 Accelerators & Incubators

This free sheet contains 100 accelerators and incubators you can apply to today, along with information about the industries they generally invest in.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
100 Accelerators & Incubators
Download The List of the 100 Highest-Valued Unicorns

This free sheet contains all the information about the top 100 unicorns, including their valuation, HQ's location, founded year, name of founders, funding amount and number of employees.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
100 Top Unicorns
Get Free Access to The Founder's Handbook

This free Notion document contains the best 100+ resources you need for building a successful startup, divided in 4 categories: Fundraising, People, Product, and Growth.

The Founder's Handbook

Top 100 Lending Startups to Watch in 2026

Description

CTA

The lending sector includes a wide range of companies, from those financing consumer goods to others supporting public projects. For example, Octane has raised $3.6B to provide financing for recreational purchases.

Below is our list of 100 Lending startups worth keeping an eye on.

Failory's Top 10 Picks

Fundraising OS
Tool
Fundraising OS

Everything you need to raise funding for your startup, including 3,500+ investors, 7 tools, 18 templates and 3 learning resources.

Buy It For $97 $297
Accelerators & Incubators List
Sheet
2,189 Accelerators & Incubators

Information about the industries, countries, and cities they generally invest in.

Get the Sheet for $50
Complete Unicorns List
Sheet
1,600+ Unicorns

Information about their valuation, HQ's location, founded year, name of founders, funding amount and number of employees.

Get the Sheet for $50
BioTech & Health Investors
Sheet
250 BioTech & Health Investors

List of startup investors in the BioTech, Health, and Medicine industries, along with their Twitter, LinkedIn, and email addresses.

Get the Sheet for $50
AI Investors
Sheet
250 AI Investors

List of 250 startup investors in the AI and Machine Learning industries, along with their Twitter, LinkedIn, and email addresses.

Get the Sheet for $50
FinTech Investors
Sheet
250 Fintech Investors

List of 250 startup investors in the FinTech and Finance industries, along with their Twitter, LinkedIn, and email addresses.

Get the Sheet for $50

Lendistry operates a fintech platform that provides small businesses with loans and access to grant programs. The company focuses on delivering responsible and equitable capital to support business owners.

HeadquartersBrea, California, United States
Year Founded2015
FoundersEverett Sands
Funding Amount$204.8M
Startup SizeLarge Team (251-1,000)
Last Funding StatusDebt Financing
Top InvestorsTD Bank, Exelon, Texas Capital Bank, East West Bank, City National Bank

Octane builds a digital-first financing platform for powersports, outdoor equipment, and other recreational purchases. The company's technology streamlines the entire buying journey, from prequalification to closing the loan.

HeadquartersNew York, New York, United States
Year Founded2014
FoundersAndre Gregori, Daniel Petkevich, Maria Aveledo, Mark Davidson, Mark Garro, Michael Fanfant
Funding Amount$3.6B
Startup SizeLarge Team (251-1,000)
Last Funding StatusUndisclosed
Top InvestorsGaingels, FinTech Collective, MetLife Investment Management (MIM), Contour Venture Partners, FundersClub

Lava offers a bitcoin lending platform that includes a self-custodial wallet for managing digital finances. Their service allows users to borrow against their bitcoin holdings without giving up control of their assets.

HeadquartersWilmington, Delaware, United States
Year Founded2014
FoundersShehzan Maredia
Funding Amount$27.5M
Startup SizeFounding Team (1-10)
Last Funding StatusSeries A
Top InvestorsKhosla Ventures, Founders Fund, Caffeinated Capital, HashKey Capital, SignalFire

Mambu built a SaaS cloud banking platform that allows financial institutions to design and launch new financial products. Their composable architecture gives banks and fintechs the flexibility to assemble components and migrate away from legacy core systems.

HeadquartersAmsterdam, Noord-Holland, The Netherlands
Year Founded2011
FoundersEugene Danilkis, Frederik Pfisterer, Sofia Nunes
Funding Amount€387M
Startup SizeLarge Team (251-1,000)
Last Funding StatusSeries E
Top InvestorsBessemer Venture Partners, TCV, EQT, Tiger Global Management, Point Nine

Splash Financial runs an AI-powered lending marketplace that connects borrowers with a network of banks and credit unions. The platform allows users to easily shop and compare rates for financial products like student loan refinancing and personal loans.

HeadquartersCleveland, Ohio, United States
Year Founded2013
FoundersSteven Muszynski
Funding Amount$130.9M
Startup SizeMid-Size Team (51-250)
Last Funding StatusSeries C
Top InvestorsCurql, Firebolt Ventures, Citi Ventures, DST Global, First Tech Federal Credit Union

MuniFin finances public sector projects in Finland, specializing in credit for municipalities, wellbeing services counties, and social housing. As one of the country's largest credit institutions, they help ensure residents have access to essential public services.

HeadquartersHelsinki, Southern Finland, Finland
Year Founded1989
Founders
Funding Amount$4.7B
Startup SizeMid-Size Team (51-250)
Last Funding StatusDebt Financing
Top Investors

OakNorth operates a digital bank that provides bespoke credit and banking services to businesses across the UK and US. The company was founded by entrepreneurs to create flexible financial products tailored to the specific needs of growing companies.

HeadquartersManchester, Manchester, United Kingdom
Year Founded2015
FoundersJoel Perlman, Rishi Khosla
Funding Amount$1B
Startup SizeLarge Team (251-1,000)
Last Funding Status
Top InvestorsSoftBank Vision Fund, GIC, EDBI, Sammaan Capital, NIBC Bank N.V.

InCred built a financial services platform that simplifies the lending process for personal, education, and business loans. The fintech company focuses on making credit more accessible and efficient for a wide range of borrowers.

HeadquartersMumbai, Maharashtra, India
Year Founded2016
FoundersBhupinder Singh
Funding Amount$428.3M
Startup SizeMajor Organization (1,001-5,000)
Last Funding StatusDebt Financing
Top InvestorsYubi, Neo Asset Management, OAKS Asset Management, Paragon Partners, India, FMO

Taktile builds a software platform that allows financial companies to create and run automated risk decisions. Their modern decision engine helps teams in lending, insurance, and fintech manage complex workflows without writing code.

HeadquartersNew York, New York, United States
Year Founded2020
FoundersDr. Maximilian Eber, Maik Taro Wehmeyer
Funding Amount$78.7M
Startup SizeMid-Size Team (51-250)
Last Funding StatusSeries B
Top InvestorsPlug and Play, Index Ventures, Y Combinator, Tiger Global Management, Prosus Ventures

Simpl offers a cardless payment network that gives consumers a one-tap checkout experience across thousands of online merchants. The fintech platform helps retailers increase conversions and provides a suite of tools for managing transactions and preventing fraud.

HeadquartersBangalore, Karnataka, India
Year Founded2015
FoundersChaitra Chidanand, Nityanand Sharma
Funding Amount$71.7M
Startup SizeLarge Team (251-1,000)
Last Funding StatusSeries B
Top InvestorsFranklin Templeton, FJ Labs, Valar Ventures, Green Visor Capital, Recruit Strategic Partners

90 Additional Lending Startups Worth Following

Our top ten picks offer a glimpse into the lending space, but there's a lot more happening. Together, the remaining companies on our list have raised over $20 billion, tackling everything from personal loans to enterprise finance.

While many are fintech startups, you'll also find companies using AI and crypto to build new products. Here’s a look at the other ninety startups making an impact on the lending scene.

StartupMain IndustryYear FoundedAmount RaisedLast Funding Round
LendOS logo LendOSFintech2022$17.9MSeries A
Climb Credit logo Climb CreditFintech2014$68.6MVenture Round
PenFed Credit Union logo PenFed Credit UnionFintech1935$845.9MDebt Financing
GoodLeap logo GoodLeapFintech2003$1.2BDebt Financing
Kiavi logo KiaviFintech2013$1.5BDebt Financing
Caribou logo CaribouMobility2016$189.1MSeries C
Beehive logo BeehiveFintech2014$151.6MDebt Financing
Ignosis logo IgnosisAnalytics2022$4MSeed
Mesa logo MesaEnterprise2023$34.7MSeed
Aequum Capital logo Aequum CapitalFintech2020$337.3MDebt Financing
Zopa logo ZopaFintech2005$1.2BDebt Financing
FairPlay logo FairPlayAI2020$24.5MVenture Round
Abhi logo AbhiMedia2021$57.8MDebt Financing
Kiwi logo KiwiFintech2020$90.8MSeries A
Prosper Marketplace logo Prosper MarketplaceFintech2005$503.5MDebt Financing
Avant logo AvantFintech2012$2.1BDebt Financing
FinbotsAI logo FinbotsAIMarketing2017$7.4MConvertible Note
Daylit logo DaylitEnterprise2020$111.5MVenture Round
Apollo PK AirFinance logo Apollo PK AirFinanceFintech1983$1.6BDebt Financing
Milo logo MiloCrypto2019$88MDebt Financing
Turnkey Lender logo Turnkey LenderEnterprise2014$24MVenture Round
Alt logo AltFintech2020$146MDebt Financing
Peachtree Group logo Peachtree GroupFintech2007$150MDebt Financing
Fora Financial logo Fora FinancialFintech2008$482.9MDebt Financing
Amartha logo AmarthaFintech2010$431.6MDebt Financing
Morpho Labs logo Morpho LabsCrypto2021$68MVenture Round
Mynt logo MyntFintech2015$1.3BSecondary Market
Kissht logo KisshtFintech2015$142.5MSeries E
iwoca logo iwocaFintech2011$1.5BDebt Financing
Marco logo MarcoFintech2019$338.4MSeries A
KEO World logo KEO WorldFintech2020$520MVenture Round
3650 Capital logo 3650 CapitalReal Estate2018$215MUndisclosed
Built Technologies logo Built TechnologiesFintech2014$312.7MVenture Round
Resistant AI logo Resistant AIAI2019$30.4MCorporate Round
CrossCountry Mortgage logo CrossCountry MortgageFintech2003$1.3BDebt Financing
Ripio logo RipioCrypto2013$94.4MSeries B
Lendo logo LendoFintech2019$775.2MDebt Financing
Lendingkart logo LendingkartFintech2014$325.7MDebt Financing
Credright logo CredrightFintech2016$23.5MSeries B
R2 logo R2Hardware2020$180MDebt Financing
Avanse Financial Services logo Avanse Financial ServicesEducation2013$374.9MPrivate Equity
Zilch logo ZilchFintech2018$646MDebt Financing
Aye Finance logo Aye FinanceFintech2014$779.9MDebt Financing
Investree logo InvestreeEnterprise2015$265.3MSeries D
AND Global logo AND GlobalFintech2015$76.1MSeries B
Snapmint logo SnapmintFintech2015$47.8MSeries B
finmid logo finmidFintech2021$35.6MSeries A
JULO logo JULOFintech2016$155MDebt Financing
Financeit logo FinanceitFintech2007$570.6MDebt Financing
Covalto logo CovaltoFintech2015$521.3MDebt Financing
Kredivo Group logo Kredivo GroupFintech2015$750MSeries D
Hiranandani Financial Services logo Hiranandani Financial ServicesEnterprise2017₹8BPrivate Equity
Funding Societies logo Funding SocietiesFintech2015$719.6MVenture Round
Abound logo AboundFintech2020£1.6BDebt Financing
Fazz logo FazzFintech2016$179.4MVenture Round
Gojo & Company logo Gojo & CompanyFintech2014$428.5MSeries F
Lendsqr logo LendsqrFintech2018$1MGrant
Updraft logo UpdraftFintech2017£469.3MDebt Financing
MQube logo MQubeAI2018£18MSeries A
Stashfin logo StashfinMedia2016$451.2MDebt Financing
Froda logo FrodaFintech2015$161.8MSeries B
Moneyview logo MoneyviewFintech2014$188.3MVenture Round
Ziraat bank logo Ziraat bankFintech2014$1.2BDebt Financing
Lentra logo LentraFintech2019$103.6MSeries B
Firenze logo FirenzeFintech2023£163.3MSeed
Kinara Capital logo Kinara CapitalEnterprise2011$178MDebt Financing
Hero FinCorp logo Hero FinCorpFintech1991₹27BPrivate Equity
Mintifi logo MintifiFintech2017$346.2MSeries E
Ascend Money logo Ascend MoneyEnterprise2015$345MSeries D
Baubap logo BaubapFintech2018$143.6MDebt Financing
Primex Finance logo Primex FinanceCrypto2021$5.7MSeed
Rupeek logo RupeekFintech2015$209.8MVenture Round
F88 logo F88Retail2013$215.8MDebt Financing
Tesseract logo TesseractFintech2017$25.4MSeries A
Arohan Financial logo Arohan FinancialFintech2006$64MVenture Round
Kueski logo KueskiFintech2012$323.3MVenture Round
CapBay logo CapBayFintech2016$27.6MCorporate Round
LenDenClub logo LenDenClubFintech2015$11.6MSeries A
Eduvanz logo EduvanzFintech2016$51.4MDebt Financing
GetVantage logo GetVantageFintech2019$41MSeries A
WeRize logo WeRizeFintech2019$25.8MSeries B
Indel Money logo Indel MoneyFintech1986₹1.5BDebt Financing
Nexo logo NexoCrypto2018€52.5MSeed
Nexu logo NexuFintech2014$73MSeries B
Altscore logo AltscoreFintech2021$12.4MSeries A
Flowpay logo FlowpayHardware2021$35.9MDebt Financing
Alex Bank logo Alex BankFintech2018$78.3MSeries E
Crediclub logo CrediclubFintech2005$80MPrivate Equity
Lendi logo LendiFintech2013$59.5MVenture Round
Nagro logo NagroAgTech2017$50.4MDebt Financing

Description

CTA
The All-In-One Newsletter for Startup Founders

90% of startups fail. Learn how not to with our weekly guides and stories. Join +40,000 other startup founders!

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.