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The Founder's Handbook

Top 85 Lending Startups in 2024

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Think Lending is boring and everything’s been done before?

Think again.

If you’re in the Lending industry or are interested in starting a company in this space, this article dives into 85 of the hottest fast-growing Lending startups.


85 Lending Startups

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1) Mambu

Mambu

Mambu is a banking engine that provides software-as-a-service for lending and deposit services.

Details of the startup:

  • Country: Germany
  • State: Berlin
  • City: Berlin
  • Started in: 2011
  • Founders: Eugene Danilkis, Frederik Pfisterer, Sofia Nunes
  • Number of employees: 251-500
  • Funding: € 152,000,000
  • Funding rounds: 6
  • Number of investors: 9 (TCV, Tiger Global Management, Bessemer Venture Partners, Point Nine, Acton Capital)

You can find their website here.

2) Funding Societies

Funding Societies

Funding Societies is a peer-to-peer lending platform that connects small businesses with retail and institutional lenders online.

Details of the startup:

  • Country: Singapore
  • State: Central Region
  • City: Singapore
  • Started in: 2015
  • Founders: Iwan Kurniawan, Kelvin Teo, Reynold Wijaya
  • Number of employees: 101-250
  • Funding: $88,522,581
  • Funding rounds: 7
  • Number of investors: 12 (Sequoia Capital India, Endeavor Catalyst, Line, Softbank Ventures Asia, Golden Gate)

You can find their website here.

3) Athena

Athena

Athena is a home loan platform based in Australia that assists people in obtaining better home loans.

Details of the startup:

  • Country: Australia
  • State: New South Wales
  • City: Sydney
  • Started in: 2017
  • Founders: Michael Starkey, Nathan Walsh
  • Number of employees: 101-250
  • Funding: $161,477,850
  • Funding rounds: 5
  • Number of investors: 11 (Salesforce Ventures, AirTree Ventures, Square Peg Capital, National Australia Bank, Hostplus)

You can find their website here.

4) Validus

Validus

Southeast Asia's leading SME finance platform for SMEs and accredited investors | 1st place in the MAS Fintech Awards under the SG FI category

Details of the startup:

  • Country: Singapore
  • State: Central Region
  • City: Singapore
  • Started in: 2015
  • Founders: Ajit Raikar, Nikhilesh Goel, Vikas Nahata
  • Number of employees: 101-250
  • Funding: $82,300,000
  • Funding rounds: 6
  • Number of investors: 9 (Vertex Ventures, Openspace Ventures, K3 Ventures, Vertex Growth Fund, FMO)

You can find their website here.

5) Mintos

Mintos

Mintos is a global loan investment marketplace.

Details of the startup:

  • Country: Latvia
  • State: Riga
  • City: Riga
  • Started in: 2015
  • Founders: Martins Sulte, Martins Valters
  • Number of employees: 101-250
  • Funding: € 14,162,985
  • Funding rounds: 4
  • Number of investors: 3 (Crowdcube, Nordic Secondary Fund, Skillion Ventures)

You can find their website here.

6) KoinWorks

KoinWorks

Koinworks is a super financial app in Indonesia that offers both investment and liability goods on a same platform.

Details of the startup:

  • Country: Indonesia
  • State: Jakarta Raya
  • City: Jakarta
  • Started in: 2015
  • Founders: Benedicto Haryono, Willy Arifin
  • Number of employees: 251-500
  • Funding: $72,070,043
  • Funding rounds: 6
  • Number of investors: 9 (Lendable, Quona Capital, EV Growth, Mandiri Capital Indonesia (MCI), Saison Capital)

You can find their website here.

7) Finja

Finja

Finja is a financial services platform that provides professionals and SMEs with payment, loan, and collection services.

Details of the startup:

  • Country: Pakistan
  • State: Punjab
  • City: Lahore
  • Started in: 2016
  • Founders: Monis Rahman, Qasif Shahid, Umer Munawar
  • Number of employees: 101-250
  • Funding: $24,547,936
  • Funding rounds: 5
  • Number of investors: 6 (VEF, BEENEXT, Quona Capital, ICU Ventures, Habib Bank Limited)

You can find their website here.

8) Kredivo

Kredivo

Kredivo offers an online credit card with flexible payment options and 30-day or month-long installments.

Details of the startup:

  • Country: Indonesia
  • State: Jakarta Raya
  • City: Jakatra
  • Started in: 2016
  • Founders: Akshay Garg
  • Number of employees: 1-10
  • Funding: $110,000,000
  • Funding rounds: 2
  • Number of investors: 2 (Reinventure, Partners for Growth)

You can find their website here.

9) Kueski

Kueski

Kueski approves and delivers loans in minutes using big data and advanced analytics.

Details of the startup:

  • Country: Mexico
  • State: Jalisco
  • City: Guadalajara
  • Started in: 2012
  • Founders: Adalberto Flores, Leonardo de la Cerda
  • Number of employees: 251-500
  • Funding: $38,750,000
  • Funding rounds: 6
  • Number of investors: 12 (Endeavor Catalyst, Victory Park Capital, Richmond Global Ventures, Rise Capital, Cometa (Variv Capital))

You can find their website here.

10) AlphaCredit

AlphaCredit

AlphaCredit is a consumer lending company that also offers financial services to small businesses.

Details of the startup:

  • Country: Mexico
  • State: Distrito Federal
  • City: Mexico City
  • Started in: 2010
  • Founders: Augusto Álvarez, José Luis Orozco
  • Number of employees: 101-250
  • Funding: $165,000,000
  • Funding rounds: 6
  • Number of investors: 2 (SOFTBANK Latin America Ventures, IDB Invest)

You can find their website here.

11) Investree

Investree

Investree is an Indonesian B2B SME Marketplace Lending platform.

Details of the startup:

  • Country: Indonesia
  • State: Jakarta Raya
  • City: Jakarta
  • Started in: 2015
  • Founders: Adrian Asharyanto Gunadi, Amir Amiruddin, Kok Chuan Lim
  • Number of employees: 101-250
  • Funding: $24,000,000
  • Funding rounds: 5
  • Number of investors: 9 (Endeavor Catalyst, SBI Group, 9F Group, Kejora Capital, Mandiri Capital Indonesia (MCI))

You can find their website here.

12) Uploan

Uploan

Employers can use Uploan's end-to-end "Salary Loan Management Platform."

Details of the startup:

  • Country: Philippines
  • State: Manila
  • City: Manila
  • Started in: 2017
  • Founders: Benoit Portoleau-Balloy, Liam Grealish
  • Number of employees: 101-250
  • Funding: $25,600,000
  • Funding rounds: 2
  • Number of investors: 2 (Lendable, Infinity Ventures Japan)

You can find their website here.

13) FairMoney

FairMoney

FairMoney is a private and commercial borrowers' mobile banking platform.

Details of the startup:

  • Country: France
  • State: Ile-de-France
  • City: Paris
  • Started in: 2017
  • Founders: Laurin Nabuko Hainy, Matthieu Gendreau, Nicolas Berthozat
  • Number of employees: 11-50
  • Funding: € 11,200,000
  • Funding rounds: 4
  • Number of investors: 5 (Speedinvest, Newfund, Flourish Ventures, AGORANOV, Le Studio VC)

You can find their website here.

14) Anyfin

Anyfin

By taking a photo, Anyfin puts an end to costly financial products and saves money on private loans.

Details of the startup:

  • Country: Sweden
  • State: Stockholms Lan
  • City: Stockholm
  • Started in: 2017
  • Founders: Filip Polhem, Mikael Hussain, Sven Perkmann
  • Number of employees: 51-100
  • Funding: $44,857,394
  • Funding rounds: 4
  • Number of investors: 5 (EQT Ventures, Accel, Northzone, Global Founders Capital, FinTech Collective)

You can find their website here.

15) Click Cash

Click Cash

Click Cash is a smartphone app that uses Open Banking and data analysis to provide fast and secure personal loans in emerging markets.

Details of the startup:

  • Country: Brazil
  • State: Sao Paulo
  • City: Sao Paulo
  • Started in: 2019
  • Founders: Douglas Murdoch
  • Number of employees: 11-50
  • Funding: $9,005,211
  • Funding rounds: 13
  • Number of investors: 4 (Tolaram Group, Morcote Holdings, FairPartner, Latam Fintech Holdings)

You can find their website here.

16) Raiffeisen Bank

Raiffeisen Bank

Raiffeisen Bank is a financial institution that provides personal and corporate banking services.

Details of the startup:

  • Country: Austria
  • State: Wien
  • City: Vienna
  • Started in: 2002
  • Number of employees: 10001+
  • Funding: RON720,000,000
  • Funding rounds: 1
  • Number of investors: 1 (International Finance Corporation)

You can find their website here.

17) Spotcap

Spotcap

Spotcap provides customised financing to SMEs, allowing them to focus on their core business.

Details of the startup:

  • Country: Germany
  • State: Berlin
  • City: Berlin
  • Started in: 2014
  • Founders: Jens Woloszczak, Toby Triebel
  • Number of employees: 101-250
  • Funding: $112,910,762
  • Funding rounds: 6
  • Number of investors: 6 (Rocket Internet, HV Capital, Kreos Capital, Access Industries, Heartland Bank)

You can find their website here.

18) Ohpen

Ohpen

Ohpen is a fundamental banking engine that runs on the cloud.

Details of the startup:

  • Country: The Netherlands
  • State: Noord-Holland
  • City: Amsterdam
  • Started in: 2009
  • Founders: Bas Wouwenaar, Chris Zadeh, Erik Drijkoningen, Ilco van Bolhuis
  • Number of employees: 251-500
  • Funding: € 40,000,000
  • Funding rounds: 3
  • Number of investors: 2 (NPM Capital, Amerborgh)

You can find their website here.

19) F88

F88

F88 is dedicated to providing customers with high-quality items and excellent service.

Details of the startup:

  • Country: Vietnam
  • State: NA - Vietnam
  • City: Hanoi
  • Started in: 2013
  • Founders: Cong Tran, Steven Nguyen
  • Number of employees: 11-50
  • Funding: $18,809,416
  • Funding rounds: 5
  • Number of investors: 2 (Mekong Capital, Granite Oak Advisors)

You can find their website here.

20) JULO

JULO

Provides unsecured personal loans at reasonable rates.

Details of the startup:

  • Country: Indonesia
  • State: Jakarta Raya
  • City: Jakarta
  • Started in: 2014
  • Founders: Adrianus Hitijahubessy, Hans Sebastian, Victor Darmadi
  • Number of employees: 11-50
  • Funding: $15,000,000
  • Funding rounds: 3
  • Number of investors: 8 (East Ventures, Quona Capital, Gobi Partners, Central Capital Ventura, Convergence Ventures)

You can find their website here.

21) Beehive

Beehive

Beehive connects firms seeking funding with investors, forming mutually beneficial growth relationships.

Details of the startup:

  • Country: United Arab Emirates
  • State: Dubai
  • City: Dubai
  • Started in: 2014
  • Founders: Craig Moore
  • Number of employees: 11-50
  • Funding: $15,500,000
  • Funding rounds: 4
  • Number of investors: 1 (Riyad TAQNIA Fund (RTF))

You can find their website here.

22) BizCapital

BizCapital

BizCapital offers SMEs online working capital loans that are quick and secure.

Details of the startup:

  • Country: Brazil
  • State: Rio de Janeiro
  • City: Botafogo
  • Started in: 2016
  • Founders: Cristiano Rocha, Daniel Orlean, Francisco Ferreira
  • Number of employees: 51-100
  • Funding: $25,222,895
  • Funding rounds: 5
  • Number of investors: 8 (Monashees, Oikocredit International, Quona Capital, Mercado Libre Fund, Wharton Alumni Angels)

You can find their website here.

23) Mansa

Mansa

Mansa is a platform that allows freelancers and gig workers to borrow money at a reasonable cost and with a genuine user experience.

Details of the startup:

  • Country: France
  • State: Ile-de-France
  • City: Paris
  • Started in: 2019
  • Founders: Ali Rami, Benjamin Cambier, Remy Tinco
  • Number of employees: 1-10
  • Funding: € 20,000,000
  • Funding rounds: 3
  • Number of investors: 9 (Anthemis Group, Founders Future, Didier Valet, Guillaume Lestrade, Romain Afflelou)

You can find their website here.

24) Fundary

Fundary

Fundary is a Fintech startup that focuses on SMEs and uses a crowdfunding/crowdlending approach.

Details of the startup:

  • Country: Mexico
  • State: Distrito Federal
  • City: Mexico City
  • Started in: 2016
  • Founders: Jaime Sánchez, Marcelo De Fuentes
  • Number of employees: 11-50
  • Funding: $3,200,000
  • Funding rounds: 3
  • Number of investors: 1 (Marcelo De Fuentes)

You can find their website here.

25) FinanZero

FinanZero

FinanZero is Brazil's most popular online credit marketplace.

Details of the startup:

  • Country: Brazil
  • State: Sao Paulo
  • City: Sao Paulo
  • Started in: 2015
  • Founders: Joakim Pops, Kristian Jacobsson, Olle Widén
  • Number of employees: 51-100
  • Funding: $22,788,817
  • Funding rounds: 4
  • Number of investors: 5 (VEF, Webrock Ventures, Atlant Fonder AB, Dunross & Co, Zentro Founders)

You can find their website here.

26) Anaxago

Anaxago

Anaxago is a revolutionary new crowdfunding platform for innovative businesses.

Details of the startup:

  • Country: France
  • State: Ile-de-France
  • City: Paris
  • Started in: 2012
  • Founders: Caroline Lamaud, François Carbone, Joachim Dupont
  • Number of employees: 11-50
  • Funding: € 2,000,000
  • Funding rounds: 2

You can find their website here.

27) Jenfi

Jenfi

Jenfi is a financial technology firm that provides revenue-based financing to Asia's fastest-growing companies.

Details of the startup:

  • Country: Singapore
  • State: Central Region
  • City: Singapore
  • Started in: 2019
  • Founders: Jeffrey Liu, Justin Louie
  • Number of employees: 1-10
  • Funding: $3,260,000
  • Funding rounds: 5
  • Number of investors: 10 (Y Combinator, VentureSouq, Kevin Mahaffey, Stormbreaker Ventures, Atlas Ventures)

You can find their website here.

28) Lendi

Lendi

Lendi is a home loan matching service that connects borrowers with lenders.

Details of the startup:

  • Country: Australia
  • State: New South Wales
  • City: Sydney
  • Started in: 2013
  • Founders: David Hyman, Mark Kalajzich, Martin Lam, Sebastian Watkins
  • Number of employees: 101-250
  • Funding: $40,000,000
  • Funding rounds: 1
  • Number of investors: 1 (Australia and New Zealand Banking Group)

You can find their website here.

29) CAARY Capital

CAARY Capital

CAARY is a digital credit, lending, and payments network that provides corporate credit cards and payments.

Details of the startup:

  • Country: Canada
  • State: Ontario
  • City: Toronto
  • Started in: 2019
  • Founders: Jason Sawyer, Steve Apostolopoulos
  • Number of employees: 11-50
  • Funding: CA$3,996,913
  • Funding rounds: 2
  • Number of investors: 2 (Jason Sawyer, Steve Apostolopoulos)

You can find their website here.

30) CapBay

CapBay

CapBay is a Malaysia-based peer-to-peer (P2P) supply chain finance platform.

Details of the startup:

  • Country: Malaysia
  • State: Selangor
  • City: Selangor
  • Started in: 2016
  • Founders: Ang Xing Xian, Darrel Ang, Dion Tan, Edwin Tan
  • Number of employees: 51-100
  • Funding: $20,477,379
  • Funding rounds: 2
  • Number of investors: 1 (KK Fund)

You can find their website here.

31) Kubo.financiero

Kubo.financiero

Kubo.financiero is a Challengerbank licensed to offer savings, debit cards, payments, personal loans, and term deposits.

Details of the startup:

  • Country: Mexico
  • State: Distrito Federal
  • City: Mexico City
  • Started in: 2012
  • Founders: Allan Seidman, Vicente Fenoll
  • Number of employees: 251-500
  • Funding: $11,250,000
  • Funding rounds: 7
  • Number of investors: 14 (Endeavor Catalyst, Wayra, Google Launchpad Accelerator, Bamboo Capital Partners, G2 Momentum Capital)

You can find their website here.

32) Credimi

Credimi

Credimi is working on a new digital loan solution aimed at SMEs and institutional investors.

Details of the startup:

  • Country: Italy
  • State: Lombardia
  • City: Milan
  • Started in: 2015
  • Founders: Edmondo Porcu, Francesca Todeschini, Gianmarco Molinari, Ignazio Rocco di Torrepadula, Jacopo Anselmi, Roberto Arnetoli, Sabino Costanza
  • Number of employees: 1-10
  • Funding: € 18,000,000
  • Funding rounds: 3
  • Number of investors: 11 (United Ventures, Vertis SGR S.p.A., iStarter, Jean-Pierre Mustier, Mauro Benetton)

You can find their website here.

33) Myos

Myos

Rethinking working capital | Myos helps retailers of all types scale up in a truly digital, flexible, and risk-free way.

Details of the startup:

  • Country: Germany
  • State: Berlin
  • City: Berlin
  • Started in: 2018
  • Founders: Benjamin Schickert, Frane Bandov, Mark Hartmann, Nikolaus Hilgenfeldt, Tim von Hörsten
  • Number of employees: 11-50
  • Funding: € 21,020,000
  • Funding rounds: 6
  • Number of investors: 8 (Mountain Partners, Dr. Cornelius Boersch, GE32 Capital, Berlin Technologie Holding, Avala Capital)

You can find their website here.

34) Planswell

Planswell

Planswell is on a mission to give everyone, for free, access to the world's most actionable financial planning experience.

Details of the startup:

  • Country: Canada
  • State: Ontario
  • City: Toronto
  • Started in: 2020
  • Founders: Eric Arnold, Eric Rogness
  • Number of employees: 11-50
  • Funding: $9,740,819
  • Funding rounds: 4

You can find their website here.

35) ErudiFi

ErudiFi

ErudiFi is a technological business with a purpose to make education more accessible.

Details of the startup:

  • Country: Singapore
  • State: Central Region
  • City: Singapore
  • Started in: 2017
  • Founders: Ketty Lie, Naga Tan, Riche Lim, Susli Lie
  • Number of employees: 11-50
  • Funding: $5,000,000
  • Funding rounds: 2
  • Number of investors: 9 (Y Combinator, Monk’s Hill Ventures, Intudo Ventures, Thirdstream Partners, Qualgro VC)

You can find their website here.

36) Modalku

Modalku

Modalku is a Jakarta-based online marketplace for small businesses to obtain loans and for lenders to fund small business loans.

Details of the startup:

  • Country: Indonesia
  • State: Jawa Timur
  • City: Kebon
  • Started in: 2016
  • Founders: Iwan Kurniawan, Kelvin Teo, Reynold Wijaya
  • Funding: $1,200,000
  • Funding rounds: 2
  • Number of investors: 2 (Alpha JWC Ventures, Triodos Investment Management)

You can find their website here.

37) VISOR ADL

VISOR ADL

Building the most dependable and dynamic Enterprise Health Bureau by providing an ID for growth to all businesses in e-invoicing countries.

Details of the startup:

  • Country: Mexico
  • State: Distrito Federal
  • City: Mexico City
  • Started in: 2015
  • Founders: JeanBernard Rolland, Ruben Sanchez Souza
  • Number of employees: 51-100
  • Funding: $10,800,000
  • Funding rounds: 6
  • Number of investors: 8 (500 Startups, American Express Ventures, BlueRun Ventures, IGNIA, ALLVP)

You can find their website here.

38) AND Global

AND Global

AND Global is a Fintech as a Service firm that provides the best in the industry.

Details of the startup:

  • Country: Singapore
  • State: Central Region
  • City: Singapore
  • Started in: 2015
  • Founders: Anar Chinbaatar, Bayarsaikhan Volodya, Boldbaatar Ochirsuren, Naranbayar Purevsuren
  • Number of employees: 101-250
  • Funding: $26,888,000
  • Funding rounds: 9
  • Number of investors: 11 (Techstars, Techstars Ventures, Marubeni, Rakuten Accelerator, Powered by Techstars, Oyungerel Janchiv)

You can find their website here.

39) Kameo

Kameo

Kameo is a crowdlending platform where individuals collaborate to fund loans to specific businesses.

Details of the startup:

  • Country: Sweden
  • State: Stockholms Lan
  • City: Stockholm
  • Started in: 2014
  • Founders: Sebastian Harung
  • Number of employees: 1-10
  • Funding: $13,246,598
  • Funding rounds: 3
  • Number of investors: 4 (ABG Sundal Collier, Ilija Batljan, Sebastian Harung, Bjørn Braaten)

You can find their website here.

40) Sempli

Sempli

Sempli is Colombia's most popular online loan platform for small enterprises.

Details of the startup:

  • Country: Colombia
  • State: Antioquia
  • City: Medellín
  • Started in: 2017
  • Founders: Esteban Velasco, Felipe Llano
  • Number of employees: 11-50
  • Funding: $24,000,000
  • Funding rounds: 6
  • Number of investors: 11 (Oikocredit International, Incofin Investment Management, IDB Lab, Alphamundi, Impulsum Ventures)

You can find their website here.

41) CoinLoan

CoinLoan

The World's Most Powerful Crypto Lending Platform.

Details of the startup:

  • Country: Estonia
  • State: Harjumaa
  • City: Tallinn
  • Started in: 2017
  • Founders: Alex Faliushin, Max Sapelov
  • Number of employees: 11-50
  • Funding: $3,050,000
  • Funding rounds: 3

You can find their website here.

42) slice

slice

Slice is the finest credit card challenger in India for paying bills, managing finances, and earning quick rewards.

Details of the startup:

  • Country: India
  • State: Karnataka
  • City: Bengaluru
  • Started in: 2016
  • Founders: Deepak Malhotra, Rajan Bajaj
  • Number of employees: 251-500
  • Funding: $53,665,909
  • Funding rounds: 8
  • Number of investors: 20 (Kunal Shah, Northern Arc, InCred, AU Small Finance Bank, Vivriti Capital)

You can find their website here.

43) KreditBee

KreditBee

KreditBee is a digital loan platform that was created to help young professionals manage their finances.

Details of the startup:

  • Country: India
  • State: Karnataka
  • City: Bengaluru
  • Started in: 2018
  • Founders: Karthikeyan Krishnaswamy, Madhusudan Ekambaram, Wan Hong
  • Number of employees: 1001-5000
  • Funding: ₹11,117,000,000
  • Funding rounds: 3
  • Number of investors: 7 (PremjiInvest, Arkam Ventures, Mirae Asset-Naver Asia Growth Fund, Motilal Oswal Private Equity, NewQuest Capital Partners)

You can find their website here.

44) MobiKwik

MobiKwik

MobiKwik is India's leading fintech platform, with consumer payments, payment gateways, and financial services as its core operations.

Details of the startup:

  • Country: India
  • State: Haryana
  • City: Gurgaon
  • Started in: 2009
  • Founders: Bipin Singh, Chandan Joshi, Upasana Taku
  • Number of employees: 251-500
  • Funding: $165,518,505
  • Funding rounds: 15
  • Number of investors: 26 (Sequoia Capital India, Abu Dhabi Investment Authority, InnoVen Capital, Cisco, NET1 UEPS Technologies Inc.)

You can find their website here.

45) InCred

InCred

InCred is a financial services platform that makes lending simple and rapid by combining technology and data science.

Details of the startup:

  • Country: India
  • State: Maharashtra
  • City: Mumbai
  • Started in: 2016
  • Founders: Bhupinder Singh
  • Number of employees: 1001-5000
  • Funding: $254,425,980
  • Funding rounds: 8
  • Number of investors: 17 (Asas Capital, FMO, Moore Strategic Ventures, Alpha Capital, Vistra ITCL)

You can find their website here.

46) OfBusiness

OfBusiness

OfBusiness is a financial platform that provides SMEs with smart funding.

Details of the startup:

  • Country: India
  • State: Haryana
  • City: Gurgaon
  • Started in: 2015
  • Founders: Asish Mohapatra, Bhuvan Gupta, Chandranshu Sinha, Nitin Jain, Ruchi Kalra, Srinath Ramakkrushnan, Vasant Sridhar
  • Number of employees: 501-1000
  • Funding: $193,125,171
  • Funding rounds: 7
  • Number of investors: 13 (Norwest Venture Partners, Falcon Edge Capital, InnoVen Capital, Matrix Partners India, Kotak Mahindra Bank)

You can find their website here.

47) MyMoneyMantra

MyMoneyMantra

MyMoneyMantra is India's largest consumer and commercial finance phy-gital (physical-digital) marketplace.

Details of the startup:

  • Country: India
  • State: Delhi
  • City: New Delhi
  • Started in: 1989
  • Founders: Raj Khosla
  • Number of employees: 1001-5000
  • Funding: $15,000,000
  • Funding rounds: 1
  • Number of investors: 2 (Vaalon Capital, IFSD BV)

You can find their website here.

48) Lendingkart

Lendingkart

Lendingkart is an online lender that offers SME borrowers short-term working capital loans.

Details of the startup:

  • Country: India
  • State: Gujarat
  • City: Ahmedabad
  • Started in: 2014
  • Founders: Harshvardhan Lunia, Mukul Sachan
  • Number of employees: 501-1000
  • Funding: $257,504,119
  • Funding rounds: 12
  • Number of investors: 15 (Yes Bank, Mayfield Fund, Alteria Capital, India Quotient, FMO)

You can find their website here.

49) Indifi Technologies

Indifi Technologies

Indifi Technologies is a small company financing provider with a digital lending platform.

Details of the startup:

  • Country: India
  • State: Haryana
  • City: Gurgaon
  • Started in: 2015
  • Founders: Alok Mittal, Siddharth Mahanot, Sundeep Sahi
  • Number of employees: 101-250
  • Funding: $35,826,551
  • Funding rounds: 5
  • Number of investors: 15 (Flourish Ventures, IndusInd Bank, Accel, CDC Group, Omidyar Network)

You can find their website here.

50) Simpl

Simpl

In India, Simpl is the most popular Pay-Later platform.

Details of the startup:

  • Country: India
  • State: Karnataka
  • City: Bengaluru
  • Started in: 2015
  • Founders: Chaitra Chidanand, Nityanand Sharma
  • Number of employees: 101-250
  • Funding: $26,700,000
  • Funding rounds: 3
  • Number of investors: 5 (FJ Labs, IA Ventures, Green Visor Capital, Recruit Strategic Partners, DIA Investments)

You can find their website here.

51) Kissht

Kissht

Kissht is a financial technology platform that allows users to get fast, hassle-free credit for purchases made at digital points of sale.

Details of the startup:

  • Country: India
  • State: Maharashtra
  • City: Mumbai
  • Started in: 2015
  • Founders: Karan Mehta, Krishnan Vishwanathan
  • Number of employees: 251-500
  • Funding: $49,247,312
  • Funding rounds: 6
  • Number of investors: 8 (Vertex Ventures, Endiya Partners, Vertex Ventures Southeast Asia & India, Navi Technologies, VenturEast)

You can find their website here.

52) Leap Finance

Leap Finance

Leap Finance is a fintech business that provides Indian students studying abroad with education loans and credit cards.

Details of the startup:

  • Country: India
  • State: Karnataka
  • City: Bengaluru
  • Started in: 2019
  • Founders: Arnav Kumar, Vaibhav Singh
  • Number of employees: 1-10
  • Funding: $22,500,000
  • Funding rounds: 2
  • Number of investors: 5 (Sequoia Capital India, Kunal Shah, Owl Ventures, Jungle Ventures, Bhupinder Singh)

You can find their website here.

53) Kinara Capital

Kinara Capital

Kinara Capital is a lending organization that offers small business owners flexible, collateral-free loans.

Details of the startup:

  • Country: India
  • State: Karnataka
  • City: Bengaluru
  • Started in: 2011
  • Founders: Hardika Shah
  • Number of employees: 251-500
  • Funding: $70,196,840
  • Funding rounds: 8
  • Number of investors: 10 (IndusInd Bank, responsAbility, Impact Investment Exchange (IIX), Michael & Susan Dell Foundation, Gaja Capital)

You can find their website here.

54) Eduvanz

Eduvanz

Eduvanz is a fintech non-banking finance company that helps students who need financial help.

Details of the startup:

  • Country: India
  • State: Maharashtra
  • City: Mumbai
  • Started in: 2016
  • Founders: Atul Sashittal, Raheel Shah, Varun Chopra
  • Number of employees: 51-100
  • Funding: $17,500,000
  • Funding rounds: 4
  • Number of investors: 10 (Sequoia Capital, Northern Arc, InCred, Vivriti Capital, Unitus Ventures)

You can find their website here.

55) ZipLoan

ZipLoan

ZipLoan is a technology-driven NBFC that specializes in lending to small company owners.

Details of the startup:

  • Country: India
  • State: Delhi
  • City: Delhi
  • Started in: 2015
  • Founders: KSHITIJ Puri, Shalabh Singhal
  • Number of employees: 101-250
  • Funding: $18,279,784
  • Funding rounds: 6
  • Number of investors: 10 (InnoVen Capital, SAIF Partners, Stride Ventures, Matrix Partners India, growX ventures)

You can find their website here.

56) Money View

Money View

Money View is a simple Android software that gathers data from bank and merchant SMS messages.

Details of the startup:

  • Country: India
  • State: Karnataka
  • City: Bengaluru
  • Started in: 2014
  • Founders: Puneet Agarwal, Sanjay Aggarwal
  • Number of employees: 101-250
  • Funding: $10,110,000
  • Funding rounds: 2
  • Number of investors: 3 (Ribbit Capital, Tiger Global Management, Accel)

You can find their website here.

57) Clix Capital

Clix Capital

Clix Capital is a commercial finance company that specializes in business loans and leasing.

Details of the startup:

  • Country: India
  • State: Haryana
  • City: Gurgaon
  • Started in: 2016
  • Founders: Anil Chawla, Pramod Bhasin
  • Number of employees: 251-500
  • Funding: $40,000,000
  • Funding rounds: 1
  • Number of investors: 2 (HarbourVest Partners, AION Capital Partners)

You can find their website here.

58) IndiaLends

IndiaLends

IndiaLends is a digital lending and borrowing platform that connects borrowers with lenders to assist them obtain credit at a reasonable price.

Details of the startup:

  • Country: India
  • State: Delhi
  • City: New Delhi
  • Started in: 2014
  • Founders: Gaurav Chopra, Mayank Kachhwaha
  • Number of employees: 101-250
  • Funding: $20,150,000
  • Funding rounds: 5
  • Number of investors: 9 (DSG Consumer Partners, American Express Ventures, Google Launchpad Accelerator, AdvantEdge Founders, Deepak Shahdadpuri)

You can find their website here.

59) Kuliza

Kuliza

Kuliza is a major provider of financial services companies with digital transformation and operational intelligence solutions.

Details of the startup:

  • Country: India
  • State: Karnataka
  • City: Bengaluru
  • Started in: 2006
  • Founders: Anand Kuliza, Aparna Sharma
  • Number of employees: 251-500
  • Funding: $3,000,000
  • Funding rounds: 2
  • Number of investors: 2 (Blume Ventures, Emergent Ventures)

You can find their website here.

60) Mintifi

Mintifi

Mumbai-based online loan startup.

Details of the startup:

  • Country: India
  • State: Maharashtra
  • City: Mumbai
  • Started in: 2017
  • Founders: Ankit Mehta, Anup Agarwal, Sanjoy Shome
  • Number of employees: 51-100
  • Funding: $10,025,908
  • Funding rounds: 3
  • Number of investors: 2 (International Finance Corporation, Lok Capital)

You can find their website here.

61) NIRA

NIRA

NIRA promotes financial inclusion by developing simple, transparent products that enable people to live lives of choice and independence.

Details of the startup:

  • Country: India
  • State: Karnataka
  • City: Bengaluru
  • Started in: 2017
  • Founders: Nupur Gupta, Rohit Sen
  • Number of employees: 11-50
  • Funding: $4,220,000
  • Funding rounds: 4
  • Number of investors: 2 (Techstars, Techstars Bangalore Accelerator)

You can find their website here.

62) MyLoanCare

MyLoanCare

India's Leading Online Loans Marketplace

Details of the startup:

  • Country: India
  • State: Haryana
  • City: Gurgaon
  • Started in: 2013
  • Founders: Deepak Gupta, Gaurav Gupta
  • Number of employees: 101-250
  • Funding: ₹80,000,000
  • Funding rounds: 3
  • Number of investors: 1 (Ncubate Capital Partners)

You can find their website here.

63) Loan Frame

Loan Frame

Loan Frame is a financial technology firm.

Details of the startup:

  • Country: India
  • State: Delhi
  • City: New Delhi
  • Started in: 2015
  • Founders: Akshun Gulati, Rishi Arya, Shailesh Jacob
  • Number of employees: 11-50
  • Funding: $12,250,000
  • Funding rounds: 2
  • Number of investors: 2 (Gojo & Company, Vedanta Capital)

You can find their website here.

64) Faircent

Faircent

Faircent.com is a website that connects borrowers and lenders.

Details of the startup:

  • Country: India
  • State: Haryana
  • City: Haryana
  • Started in: 2013
  • Founders: Nitin Gupta, Rajat Gandhi, Vinay Mathews
  • Number of employees: 1-10
  • Funding: $9,750,000
  • Funding rounds: 8
  • Number of investors: 13 (3one4 Capital, JM Financial, Brand Capital, Incofin Investment Management, Aarin Capital)

You can find their website here.

65) MoneyOnClick

MoneyOnClick

For India's 500 million underserved lower-middle-income customers, we're building the country's largest financial services brand.

Details of the startup:

  • Country: India
  • State: Karnataka
  • City: Bengaluru
  • Started in: 2018
  • Founders: Himanshu gupta, Vishal Chopra
  • Number of employees: 11-50
  • Funding: $4,250,000
  • Funding rounds: 1
  • Number of investors: 4 (Kalaari Capital, 3one4 Capital, Picus Capital, Orios Venture Partners)

You can find their website here.

66) Rupeek

Rupeek

Rupeek is a credit-risk, gold-loan, and personal-loan-focused online lending platform.

Details of the startup:

  • Country: India
  • State: Karnataka
  • City: Bengaluru
  • Started in: 2015
  • Founders: Amar Prabhu, Ashwin Soni, Sumit Maniyar
  • Number of employees: 1001-5000
  • Funding: $138,330,000
  • Funding rounds: 6
  • Number of investors: 9 (Sequoia Capital India, GGV Capital, Sequoia Capital, VEF, Accel)

You can find their website here.

67) CoinTribe Technologies

CoinTribe Technologies

Small Business Loans on a Credit-Based Marketplace

Details of the startup:

  • Country: India
  • State: Haryana
  • City: Gurgaon
  • Started in: 2015
  • Founders: Amit Sachdev, Manish Chaudhari, Manish Chaudhari, Rohit Lohia
  • Number of employees: 101-250
  • Funding: $15,000,000
  • Funding rounds: 2
  • Number of investors: 2 (Sabre Partners, Puneet Dalmia)

You can find their website here.

68) Jiedaibao

Jiedaibao

Jiedaibao creates a loan-lending and loan-borrowing application.

Details of the startup:

  • Country: China
  • State: Beijing
  • City: Beijing
  • Started in: 2014
  • Number of employees: 1001-5000
  • Funding: CN¥4,500,000,000
  • Funding rounds: 2

You can find their website here.

69) Jimubox

Jimubox

Jimubox is a Chinese marketplace lending platform that helps Chinese borrowers get SME and personal consumption loans.

Details of the startup:

  • Country: China
  • State: Beijing
  • City: Beijing
  • Started in: 2013
  • Founders: Barry Freeman, Jun Dong, William Wei
  • Number of employees: 501-1000
  • Funding: $131,190,000
  • Funding rounds: 4
  • Number of investors: 13 (Xiaomi, Vertex Ventures, Matrix Partners China, Investec, MSA Capital)

You can find their website here.

70) Tuandaiwang

Tuandaiwang

Tuandaiwang is a peer-to-peer lending platform.

Details of the startup:

  • Country: China
  • State: Hebei
  • City: Dongguan
  • Started in: 2012
  • Founders: Lin Zhang
  • Number of employees: 11-50
  • Funding: CN¥2,375,000,000
  • Funding rounds: 3
  • Number of investors: 3 (China Minsheng Investment Group, Beihai Hongtai Investment, Beijing Yingsheng Innovation Technology)

You can find their website here.

71) Lower

Lower

Home refinancing, customer service, consumer finance, home acquisition, and financial services are all offered by Lower.

Details of the startup:

  • Country: United States
  • State: Ohio
  • City: Columbus
  • Started in: 2014
  • Founders: Chris Miller, Dan Snyder, Grayson Hanes, Mike Baynes, Robert Tyson
  • Number of employees: 501-1000
  • Funding: $100,000,000
  • Funding rounds: 1
  • Number of investors: 1 (Accel)

You can find their website here.

72) SoLo Funds

SoLo Funds

SoLo is a marketplace community that enables members to quickly obtain and supply short-term finances for pressing needs.

Details of the startup:

  • Country: United States
  • State: California
  • City: Los Angeles
  • Started in: 2016
  • Founders: Jarrel Carter, Rodney Williams, Taylor Bruno, Travis Holoway
  • Number of employees: 11-50
  • Funding: $12,920,000
  • Funding rounds: 6
  • Number of investors: 19 (Alumni Ventures Group, Techstars, Taavet Hinrikus, Endeavor Catalyst, JumpStart)

You can find their website here.

73) Kabbage

Kabbage

Kabbage is a fintech company that helps small businesses manage their cash flow.

Details of the startup:

  • Country: United States
  • State: Georgia
  • City: Atlanta
  • Started in: 2008
  • Founders: Kathryn Petralia, Marc Gorlin, Rob Frohwein
  • Number of employees: 501-1000
  • Funding: $2,450,363,500
  • Funding rounds: 16
  • Number of investors: 26 (SoftBank, SoftBank Vision Fund, SV Angel, Credit Suisse, Santander Bank)

You can find their website here.

74) Avant

Avant

Avant is an online lending platform that provides secure financial products to its customers.

Details of the startup:

  • Country: United States
  • State: Illinois
  • City: Chicago
  • Started in: 2012
  • Founders: Al Goldstein, John Sun, Paul Zhang
  • Number of employees: 501-1000
  • Funding: $1,582,900,814
  • Funding rounds: 11
  • Number of investors: 17 (Founders Fund, General Atlantic, QED Investors, Tiger Global Management, RRE Ventures)

You can find their website here.

75) Accept.inc

Accept.inc

The first iLender to level the playing field in real estate by allowing homebuyers to make no-cost all-cash offers.

Details of the startup:

  • Country: United States
  • State: Colorado
  • City: Denver
  • Started in: 2016
  • Founders: Adam Pollack, Ian Perrex, Nate Gruendemann, Nick Friedman
  • Number of employees: 51-100
  • Funding: $92,103,000
  • Funding rounds: 6
  • Number of investors: 6 (SignalFire, Y Combinator, DN Capital, 1517 Fund, John Kobs)

You can find their website here.

76) MK Decision

MK Decision

MK Decision's objective is to assist community financial institutions in becoming more successful by increasing deposits and lending.

Details of the startup:

  • Country: United States
  • State: California
  • City: San Diego
  • Started in: 2015
  • Founders: Guru Dharam Khalsa, Har Rai Khalsa
  • Number of employees: 11-50
  • Funding: $1,079,000
  • Funding rounds: 2

You can find their website here.

77) Built Technologies

Built Technologies

Built Technologies is a cloud-based construction lending software firm that specializes in corporate technology.

Details of the startup:

  • Country: United States
  • State: Tennessee
  • City: Nashville
  • Started in: 2014
  • Founders: Andrew Sohr, Chase Gilbert
  • Number of employees: 101-250
  • Funding: $164,075,592
  • Funding rounds: 4
  • Number of investors: 16 (Index Ventures, Addition, Nyca Partners, Fifth Wall, Canapi Ventures)

You can find their website here.

78) TenantCloud

TenantCloud

Easy Rental Accounting and Management

Details of the startup:

  • Country: United States
  • State: Texas
  • City: Austin
  • Started in: 2014
  • Founders: Joe Edgar, Vitaliy DeFranko
  • Number of employees: 11-50
  • Funding: $6,304,011
  • Funding rounds: 6
  • Number of investors: 1 (User Friendly Media)

You can find their website here.

79) LendingPoint

LendingPoint

LendingPoint is an e-commerce, point-of-sale, lending institution, and consumer financial technology platform.

Details of the startup:

  • Country: United States
  • State: Georgia
  • City: Kennesaw
  • Started in: 2014
  • Founders: Franck Fatras, Juan Tavares, Tom Burnside, Victor J Pacheco
  • Number of employees: 251-500
  • Funding: $1,931,553,751
  • Funding rounds: 10
  • Number of investors: 6 (Warburg Pincus, Ares Management, Guggenheim Partners, MidCap Financial, Morro Ventures)

You can find their website here.

80) Carpay

Carpay

For BHPH dealers, Carpay is a loan management software.

Details of the startup:

  • Country: United States
  • State: California
  • City: Venice
  • Started in: 2016
  • Founders: Brandon Cavalier, Nick Swezey
  • Number of employees: 11-50
  • Funding: $10,100,000
  • Funding rounds: 5
  • Number of investors: 7 (FJ Labs, Social Leverage, Autotech Ventures, Amplify.LA, Pipeline Capital)

You can find their website here.

81) Lendio

Lendio

Lendio is a website that assists small company owners in finding lenders and obtaining loans.

Details of the startup:

  • Country: United States
  • State: Utah
  • City: Lehi
  • Started in: 2011
  • Founders: Brett Child, Brock Blake, Levi King, Trent Miskin
  • Number of employees: 251-500
  • Funding: $108,500,000
  • Funding rounds: 7
  • Number of investors: 15 (Blumberg Capital, Runa Capital, Mercato Partners, Comcast Ventures, Album VC)

You can find their website here.

82) Lendbuzz

Lendbuzz

Lendbuzz is an automobile finance platform that assists clients with limited credit histories in the United States in obtaining financing for their vehicle purchases.

Details of the startup:

  • Country: United States
  • State: Massachusetts
  • City: Boston
  • Started in: 2015
  • Founders: Amitay Kalmar, Dan Raviv
  • Number of employees: 101-250
  • Funding: $696,200,000
  • Funding rounds: 8
  • Number of investors: 13 (Goldman Sachs, Wellington Management, 83North, ConnectOne Bank, Viola Credit)

You can find their website here.

83) Cross River Bank

Cross River Bank

Cross River is a financial institution that provides consumers and businesses with banking services and loan products.

Details of the startup:

  • Country: United States
  • State: New Jersey
  • City: Fort Lee
  • Started in: 2008
  • Founders: Gilles Gade
  • Number of employees: 251-500
  • Funding: $361,000,000
  • Funding rounds: 5
  • Number of investors: 8 (Battery Ventures, Ribbit Capital, Andreessen Horowitz, LionTree, Kohlberg Kravis Roberts)

You can find their website here.

84) Octane

Octane

Powersports buyers may use Octane.co to research vehicles, prequalify for a loan, and check rates instantaneously with no impact on their credit.

Details of the startup:

  • Country: United States
  • State: New York
  • City: New York
  • Started in: 2014
  • Founders: Andre Gregori, Jason Guss, Mark Davidson, Mark Garro, Michael Fanfant
  • Number of employees: 101-250
  • Funding: $349,015,898
  • Funding rounds: 11
  • Number of investors: 8 (FundersClub, Dreamit Ventures, Valar Ventures, Contour Venture Partners, FinTech Collective)

You can find their website here.

85) Aura Financial

Aura Financial

Aura is a financial services company that offers working families low-cost credit-building loans.

Details of the startup:

  • Country: United States
  • State: California
  • City: San Francisco
  • Started in: 2012
  • Founders: Daniel Carroll, James Gutierrez, Kevin Kang, Randal Wong
  • Number of employees: 101-250
  • Funding: $584,700,000
  • Funding rounds: 15
  • Number of investors: 32 (Rakuten, Aura Financial, FirstMark, Fabrice Grinda, Bridge Bank)

You can find their website here.

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