Top 100 Sao Paulo Startups to Watch in 2026
Sao Paulo is a key hub for startups in Latin America, particularly within the financial technology sector. The city is home to a mix of new and established companies attracting significant investment.
Companies like Clara, a spending management platform, have raised substantial funds, securing $492M. Meanwhile, newer ventures like the legal AI startup Enter, founded in 2023, show the continued growth in the area.
Below is our list of 100 Sao Paulo startups worth keeping an eye on.
Failory's Top 10 Picks
Nomad created a fintech platform that provides Brazilians with a digital US dollar bank account. Their service offers a gateway to the American financial market, including an investment platform and an international debit card.
| Year Founded | 2019 |
| Founders | Eduardo Haber, Marcos Nader, Patrick Sigrist |
| Funding Amount | R$590M |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Series B |
| Top Investors | Abstract, Spark Capital, Tiger Global Management, ONEVC, Google for Startups |
Enter builds an artificial intelligence platform to provide auditable and reliable legal drafting for lawyers. Their software helps legal professionals streamline the creation of complex documents with greater accuracy and efficiency.
| Year Founded | 2023 |
| Founders | Henrique Vaz, Mateus Costa-Ribeiro, Michael Mac-Vicar |
| Funding Amount | $40.5M |
| Startup Size | Lean Team (11-50) |
| Last Funding Status | Series A |
| Top Investors | Sequoia Capital, Founders Fund, FJ Labs, ONEVC, Amazon Web Services |
3. Arvo
Arvo built an AI-powered platform that secures the integrity of healthcare transactions. Their technology is designed to prevent fraud and errors in medical billing and payments between providers and insurers.
| Year Founded | 2022 |
| Founders | Fabricio Valadão, Rafael Tinoco |
| Funding Amount | $24.5M |
| Startup Size | Lean Team (11-50) |
| Last Funding Status | Series A |
| Top Investors | Base10 Partners, Canary, Latitud, Preface Ventures, Kaszek |
Omie builds a cloud-native management platform that combines ERP and CRM for small and medium-sized companies. Their system gives businesses a single place to manage core functions, unifying everything from accounting and sales to financial services.
| Year Founded | 2013 |
| Founders | Marcelo Lombardo |
| Funding Amount | $295.8M |
| Startup Size | Major Organization (1,001-5,000) |
| Last Funding Status | Series D |
| Top Investors | Endeavor Catalyst, Partners Group, Tencent, Riverwood Capital, Bossa Invest |
Clara builds a comprehensive spend management platform designed to help companies control their expenses. Their end-to-end solution provides corporate cards, automates payments, and offers real-time visibility into company finances.
| Year Founded | 2020 |
| Founders | Diego Iván Garcia Escobedo, Gerry Giacoman Colyer |
| Funding Amount | $492M |
| Startup Size | Large Team (251-1,000) |
| Last Funding Status | Venture Round |
| Top Investors | General Catalyst, Gaingels, Canary, Goldman Sachs, BoxGroup |
Kamino builds an AI-powered Financial Operating System that brings a company's software, bank accounts, and cards into one place. Their platform gives mid-market CFOs a single, integrated view to manage all financial operations.
| Year Founded | 2021 |
| Founders | Benjamin Gleason, Gonzalo Parejo Navajas, Gutemberg Fragoso, Juliana Strohl, Rodrigo Perenha |
| Funding Amount | $21.1M |
| Startup Size | Mid-Size Team (51-250) |
| Last Funding Status | Series A |
| Top Investors | QED Investors, Endeavor Catalyst, Flourish Ventures, Quona Capital, Inspired Capital Partners |
Mercado Pago operates the leading digital payments platform in Latin America, serving both businesses and individuals. Their ecosystem enables everything from online checkout and in-store QR code payments to peer-to-peer money transfers.
| Year Founded | 2004 |
| Founders | Marcos Galperin |
| Funding Amount | $466M |
| Startup Size | Mid-Size Team (51-250) |
| Last Funding Status | Debt Financing |
| Top Investors | Citibanamex, Banco Citibank SA |
Hashdex builds investment products designed to connect traditional financial markets with the world of digital assets. The company offers regulated instruments like crypto ETFs, making it simpler for mainstream investors to gain exposure to the blockchain economy.
| Year Founded | 2018 |
| Founders | Marcelo Sampaio, Steve Koshansky |
| Funding Amount | R$135M |
| Startup Size | Mid-Size Team (51-250) |
| Last Funding Status | Series A |
| Top Investors | Endeavor Catalyst, Canary, Coinbase Ventures, SoftBank, Valor Capital Group |
180 Seguros operates as Brazil's first tech-driven insurance carrier, offering embedded insurance products and the necessary infrastructure. Their technology allows partner companies to integrate and offer insurance policies directly to their customers.
| Year Founded | 2020 |
| Founders | Alex Körner, Franco Lamping, Mauro Levi D'Ancona |
| Funding Amount | $48.6M |
| Startup Size | Mid-Size Team (51-250) |
| Last Funding Status | Series A |
| Top Investors | 8VC, Canary, FJ Labs, MONASHEES, Atlantico |
BotCity builds an open-source platform for orchestrating and governing Python automations. Their tools help companies securely scale automation initiatives, managing everything from simple scripts to complex generative AI agents.
| Year Founded | 2019 |
| Founders | Gabriel Ambrósio Archanjo, Lorhan Caproni |
| Funding Amount | $15.2M |
| Startup Size | Lean Team (11-50) |
| Last Funding Status | Series A |
| Top Investors | Sagol Holdings, Y Combinator, Alexia Ventures, Astella, Norte Ventures |
90 Additional Sao Paulo Startups Worth Following
Our top 10 picks are just a small part of the city’s story. Fintech and AI are clear leaders, but founders are building and raising funds across many different fields.
Combined, the companies on our full list have raised well over $10 billion, a mix of new ventures and established names. Here is a look at the other 90 startups that are shaping the city's future.
| Startup | Industry | Year Founded | Amount Raised | Last Funding Round |
|---|---|---|---|---|
 Ume | Fintech | 2019 | $66M | Series B |
 Blip | AI | 1999 | $230M | Series C |
 Scala Data Centers | Cloud | 2020 | $1.2B | Debt Financing |
 Mercado Bitcoin | Crypto | 2013 | $87.4M | Series C |
 Darwin AI | AI | 2023 | $7M | Seed |
 Gabriel | AI | 2020 | $32M | Venture Round |
 AMARO | Fashion | 2012 | $7M | Venture Round |
 CUB | Fintech | 2022 | R$44M | Series A |
 Nuvia | AI | 2024 | R$10M | Seed |
 Pismo | Fintech | 2016 | $118M | Series B |
 QI Tech | Fintech | 2018 | $375M | Series B |
 Natura Cosmeticos | Fashion | 1969 | R$1.3B | Debt Financing |
 Bionexo | Infrastructure | 2000 | R$645M | Private Equity |
 Alice | Healthcare | 2019 | $216.3M | Series C |
 Credituz | Fintech | 2023 | $5M | Seed |
 Solinftec | AgTech | 2007 | $198.8M | Series D |
 NG.CASH | Fintech | 2021 | $51M | Series B |
 Nuvemshop | Retail | 2010 | $628.4M | Series E |
 EMS | Healthcare | 1964 | R$500M | Debt Financing |
 Iguá Saneamento | Environment | 2006 | $1.3B | Private Equity |
 99 | Infrastructure | 2012 | $244.3M | Series C |
 Neon | Fintech | 2016 | $878M | Series E |
 beecrowd | Infrastructure | 2021 | $1.3M | — |
 Tako | AI | 2022 | $31.1M | Series A |
 Zippi | Fintech | 2019 | R$82M | Series A |
 Typcal | Food | 2019 | $1.2M | Seed |
 CRMBonus | SaaS | 2018 | R$680M | Corporate Round |
 Flash | Enterprise | 2019 | $130M | Series C |
 BT Group | Retail | 1964 | — | — |
 QMC Telecom | Hardware | 2011 | $703.4M | Debt Financing |
 CredAluga | Fintech | 2022 | R$82M | Series A |
 Kovi | Mobility | 2018 | $204.6M | Debt Financing |
 Mottu | Mobility | 2020 | $112M | Private Equity |
 Dock | Fintech | 2014 | $280M | Private Equity |
 Frooty | Food | 1994 | $25M | Debt Financing |
 V.tal | Marketing | 2021 | R$4.9B | Debt Financing |
 Jusbrasil | Data | 2008 | $128M | Venture Round |
 Mombak | Environment | 2021 | $150M | Series A |
 Tenchi Security | Security | 2019 | $10.3M | Series A |
 Cayena | Enterprise | 2019 | $89.6M | Series B |
 Arqgen | Design | 2020 | R$17.2M | Grant |
 SWAP | Fintech | 2018 | $28.3M | Series A |
 C6 Bank | Fintech | 2018 | $2.3B | Corporate Round |
 Palver | AI | 2021 | $500k | Pre-Seed |
 Caju | Enterprise | 2019 | $40.2M | Undisclosed |
 Gupy | AI | 2015 | $105M | Series B |
 Tivita | Fintech | 2023 | $6M | Seed |
 Emergent Cold Latin America | Logistics | 2017 | $750M | Debt Financing |
 Vixtra | Enterprise | 2021 | R$231M | Debt Financing |
 Escale | Retail | 2013 | $50.1M | Series C |
 2TM | Fintech | 2013 | $250.3M | Corporate Round |
 Trace Finance | Fintech | 2021 | $4.3M | Seed |
 Iugu | Retail | 2011 | $58.2M | Venture Round |
 Klavi | Fintech | 2020 | $16.5M | Series A |
 Genial Care | Healthcare | 2020 | $31M | Venture Round |
 Advolve AI | Marketing | 2023 | $6.5M | Seed |
 Ideal CTVM | Fintech | 2019 | R$100M | Series A |
 will bank | Fintech | 2017 | R$250M | Series A |
 Pravaler | Education | 2001 | $145.1M | Debt Financing |
 Musa | SaaS | 2020 | $18.5M | Series A |
 Hubla | Fintech | 2020 | $12.9M | Series A |
 Vero Internet | Real Estate | 2019 | R$1.3B | Debt Financing |
 Guiabolso | Fintech | 2012 | $66M | Venture Round |
 Ambar Technologies | Design | 2013 | $44.1M | Series C |
 Workhub Digital | Enterprise | 2020 | R$1.8M | Pre-Seed |
 Órigo Energia | Energy | 2010 | $537.6M | Private Equity |
 Loft | Fintech | 2018 | $888M | Venture Round |
 Ingresse | Media | 2012 | R$120M | Series C |
 CondoConta | Fintech | 2019 | $34.1M | Series A |
 CashU | Fintech | 2019 | $20.1M | Debt Financing |
 Divibank | Fintech | 2020 | $19.5M | Venture Round |
 Onze | Fintech | 2020 | R$163M | Series A |
 Carbonext | Environment | 2010 | $45.8M | Series B |
 Neofin | AI | 2022 | R$35M | Seed |
 SuperSim | Fintech | 2019 | $30.6M | Series A |
 Moss.Earth | Environment | 2020 | $13.4M | Series A |
 EmpreX | Fintech | 2020 | R$51M | Debt Financing |
 Educbank | Education | 2020 | $93.7M | Debt Financing |
 Jeitto | Fintech | 2014 | $4M | Series A |
 Caveo | Fintech | 2022 | R$22M | Seed |
 Bipa | Crypto | 2020 | $22.1M | Seed |
 MakeMyTrip | Travel | — | — | — |
 Akad Seguros | InsurTech | 2022 | $22.5M | Series A |
 Praso | Enterprise | 2021 | $12.5M | Series A |
 Timbro Trading | AgTech | 2010 | R$100M | Debt Financing |
 Mecanizou | Mobility | 2020 | $18.5M | Series A |
 ViBe Saúde | Data | 2016 | $12.5M | Series A |
 Trybe | Education | 2019 | $40.1M | Series B |
 Trinity Energias Renováveis | Enterprise | 2010 | R$90M | Debt Financing |
 unico IDtech | Enterprise | 2007 | $336.9M | Series D |
